16 Ames St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 16 Ames St, Somerville, MA 02145

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,322 sqft · built 1900
Lot Size	0.073 acres (3,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2023)
Tax Bill	$13,453 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-G-3`

Property Details

APN / Parcel Number

Primary APN	`49-G-3`
Alternative APNs	`SOME M:49 B:G L:3` `11355055`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,322 sqft Living Area
Gross Area	3,658 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11355055
Street Address	16 AMES ST
City	SOMERVILLE
State	MA
Zip	02145-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Subdivision	SOMERVILLE
Legal Block	G
Legal Lot Number	3
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1008
Census Tract	350202

Owner

16 Ames St is owned and occupied by two individuals who bought it in July 2023.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 AMES ST, SOMERVILLE, MA 02145-3602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Jul 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIT FCU
Apr 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Book / Page	81772 / 259
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	16 AMES ST, SOMERVILLE, MA 02145-3602
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079284-465
Date	Dec 6, 2021
Book Page	79284/465
Instrument	262786

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 14, 2023
Property Address	16 AMES ST, SOMERVILLE, MA 02145-3602
Document Number	081772-259
Book / Page	81772 / 259
Instrument Date	Jul 14, 2023
Instrument	77705
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 AMES ST, SOMERVILLE, MA 02145-3602

Mortgage

Document Number	0000077706
Date	Jul 14, 2023
Instrument	77706

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 24, 2019
Property Address	16 AMES ST, SOMERVILLE, MA 02145-3602
Document Number	72500-68
Book / Page	072500 / 000068
Instrument Date	Apr 22, 2019
Instrument	51385
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 AMES ST SOMERVILLE MA 021453602, SOMERVILLE, MA 02145-3602

Tax Assessment & Valuation

The 2026 property tax bill for 16 Ames St was $13,453, up 6.5% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,453.00 (+6.5%)	$1,225,200 (+5.82%) Land $504,600 Building $720,600	$1,219,624 (-3.54%)
2025	$12,632.00 (+7.81%)	$1,157,800 (+3.95%) Land $480,600 Building $677,200	$1,264,355 (+7.26%)
2024	$11,717.00 (+7.19%)	$1,113,800 (+5.35%) Land $480,600 Building $633,200	$1,178,760
2023	$10,931.00	$1,057,200 Land $480,600 Building $576,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Ames St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Ames St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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