Warwick City property record for 16 Allard St, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,409 sqft · built 1935 |
| Lot Size | 0.094 acres (4,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Sep 2026) |
| Tax Bill | $4,475 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31703180000 |
| Primary APN | 31703180000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,409 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 785 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,100 sqft (0.094 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 100101564 |
|---|---|
| Street Address | 16 ALLARD ST |
| City | WARWICK |
| State | RI |
| Zip | 02889-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 318 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21501 |
16 Allard St is owned and occupied by two individuals who bought it in September 2026.
Source: Warwick City records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 ALLARD ST, WARWICK, RI 02889-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage ENVOY MORTGAGE |
| Sep 9, 2026 | Warranty Deed, Transfer ENVOY MORTGAGE |
| Jun 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on File |
| Deed Sale | Sep 9, 2026 · Amount on File |
| Prior Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 202610748 |
| Deed Book / Page | 10962 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 9, 2026 |
| Property Address | 16 ALLARD ST, WARWICK, RI 02889-2614 |
| Document Number | 0000010749 |
| Book / Page | 10962 / 54 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202610749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 ALLARD ST, WARWICK, RI 02889-2614 |
| Document Number | 0000010749, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 10962/54 |
| Instrument | 202610749 |
| Name | ENVOY MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 9, 2026 |
| Property Address | 16 ALLARD ST, WARWICK, RI 02889-2614 |
| Document Number | 0000010748 |
| Book / Page | 10962 / 51 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202610748 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 ALLARD ST, WARWICK, RI 02889-2614 |
| Document Number | 0000010749, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 10962/54 |
| Instrument | 202610749 |
| Name | ENVOY MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 15, 2018 |
| Property Address | 16 ALLARD ST, WARWICK, RI 02889-2614 |
| Document Number | 9071-328 |
| Book / Page | 009071 / 000328 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 8066 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $236.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 16 Allard St was $4,475.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,475.00 | $352,400 Land $124,400 Building $228,000 | |
| 2024 | $426,550 | ||
| 2023 | $4,149.00 (+7.43%) | $292,400 (+41.8%) Land $104,500 Building $187,900 | |
| 2022 | $3,862.00 | $206,200 Land $65,700 Building $140,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16 Allard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1978–1991) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 1991 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Allard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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