16 Algonquin Dr, Middletown, RI 02842 Property Records

Middletown Town property record for 16 Algonquin Dr, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,837 sqft · built 1973
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$639,200 (Aug 2021)
Tax Bill	$7,184 (2025)
Deeds & Mortgages	Aug 2021 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202200040`

Property Details

APN / Parcel Number

Primary APN	`202200040`
Alternative APN	`MIDD M:0105 B:00 L:233`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	1,304 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	202200040
Street Address	16 ALGONQUIN DR
City	MIDDLETOWN
State	RI
Zip	02842-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	233
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2018
Census Tract	40303

Owner

Source: Middletown Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4941, MIDDLETOWN, RI 02842-0941
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer
Sep 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC
Mar 6, 2017	Warranty Deed, Transfer · ARM NFC MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	20212802
Deed Book / Page	1731 / 132
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Aug 17, 2021
Property Address	16 ALGONQUIN DR, MIDDLETOWN, RI 02842-4510
Document Number	1731-132
Book / Page	1731 / 132
Instrument Date	Aug 16, 2021
Instrument	2802
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ALGONQUIN DR, MIDDLETOWN, RI 02842-4510

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	16 ALGONQUIN DR, MIDDLETOWN, RI 02842-4510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1613-69
Date	Sep 12, 2019
Book Page	1613/69
Instrument	2264

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2024

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Mar 6, 2017
Property Address	16 ALGONQUIN DR, MIDDLETOWN, RI 02842-4510
Document Number	1509-178
Book / Page	1509 / 178
Instrument	558
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$51.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15090180
Date	Mar 6, 2017
Instrument	01509/0180

Lender

Name	NFC MORTGAGE CO LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Max Rate At Change	40.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,184.00 (+27.72%)	$609,300 (+36.37%) Land $395,700 Building $213,600
2023	$5,625.00 (+4.73%)	$446,800 (-) Land $288,600 Building $158,200
2022	$5,371.00	$446,800 Land $288,600 Building $158,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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