16 Albert Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 16 Albert Dr, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,632 sqft · built 1958
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Aug 2018)
Tax Bill	$9,059 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-15521-0000-00089`

Property Details

APN / Parcel Number

Primary APN	`15-15521-0000-00089`
Alternative APNs	`151552100089` `10818000`

Interior

Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Account Number	10818000
Street Address	16 ALBERT DR
City	OLD BRIDGE
State	NJ
Zip	08857-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	65X100
Legal Subdivision	CRESTWOOD SEC 1
Legal Block	15521
Legal Lot Number	89
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	3
Census Block	3001
Census Tract	7805

Owner

16 Albert Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 15, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 9, 2018	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Deed Document Number	201870230
Deed Book / Page	17262 / 1808
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505

Mortgage

Document Number	0000066266
Date	Oct 29, 2025
Book Page	19863/842
Instrument	2025066266

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505

Mortgage

Document Number	0000034278
Date	Jun 15, 2023
Book Page	19230/684
Instrument	2023034278

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jun 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042116
Date	May 14, 2020
Book Page	17875/1
Instrument	2020042116

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036874
Date	May 15, 2019
Book Page	17499/0001
Instrument	2019036874

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 9, 2018
Property Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505
Document Number	201800070230
Book / Page	17262 / 1808
Map Reference	MAP2228 FILE946
Instrument Date	Jul 26, 2018
Instrument	201800070230
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 FOREST DR, 49, JACKSON, NJ 08527-1527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ALBERT DR, OLD BRIDGE, NJ 08857-2505

Mortgage

Document Number	201800070231
Date	Aug 9, 2018
Instrument	201800070231

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Albert Dr was $9,059, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,800 (-) Land $69,000 Building $76,800	$145,800 (-) Land $69,000 Building $76,800
2025	$9,059.00 (+10.03%)	$145,800 Land $69,000 Building $76,800	$145,800 Land $69,000 Building $76,800
2024	$8,233.00
2023		$145,800 Land $69,000 Building $76,800	$145,800 Land $69,000 Building $76,800
2022	$7,717.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Albert Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Albert Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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