16 Adelaide Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 16 Adelaide Pl, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,532 sqft · built 1920
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 1996)
Tax Bill	$9,561 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-00041-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`13-00041-0000-00007`
Alternative APNs	`1300041000000085` `130004100007`

Interior

Stories	2 Stories
Building Area	1,532 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 36 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1300041000000085
Street Address	16 ADELAIDE PL
City	EDGEWATER
State	NJ
Zip	07020-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	36X100
Legal Subdivision	PROPERTY/EDGEWATER
Legal Block	41
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records · APN 13-00041-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 ADELAIDE PL, EDGEWATER, NJ 07020-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 1996 · Amount on Record
Deed Sale	Aug 27, 1996 · Amount on Record
Deed Book / Page	7905 / 505
Prior Transfer Date	Aug 15, 1996
Prior Transfer Doc	7905000505
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 ADELAIDE PL, EDGEWATER, NJ 07020-1302
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045481978
Date	Jan 24, 2022
Book Page	4548/1978
Instrument	2022009674

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,400 (+6.06%) Land $374,000 Building $242,400	$616,400 (+6.06%) Land $374,000 Building $242,400
2025	$9,561.00 (+6.71%)	$581,200 (+7.83%) Land $355,500 Building $225,700	$581,200 (+7.83%) Land $355,500 Building $225,700
2024	$8,960.00 (+7.31%)
2023		$539,000 Land $325,000 Building $214,000	$539,000 Land $325,000 Building $214,000
2022	$8,350.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Starry.

Based on FCC filings for 371 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.