16 3rd St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 16 3rd St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1965
Square Footage	2,888 sqft Living Area
Lot Size	8,599 sqft (0.197 acres)
Occupancy	Owner Occupied
Tax Bill	$6,471.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-E B:0011 L:0005`
Alternative APNs	`M:006=E B:0011 L:0005` `3775013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,888 sqft Living Area
Gross Area	3,068 sqft Gross Area
1st Floor	1,444 sqft 1st Floor
Basement Area	1,444 sqft Basement
Finished Basement	1,444 sqft Finished
Unfinished Basement	1,444 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,599 sqft (0.197 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3775013
Street Address	16 3RD ST
City	SAUGUS
State	MA
Zip	01906-3647
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	2
Census Block	2008
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0011 L:0005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 3RD ST, SAUGUS, MA 01906-3647
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	16 3RD ST, SAUGUS, MA 01906-3647
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38539-429
Date	May 22, 2020
Book Page	38539/429
Instrument	20200522000020

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,471.00 (+2.84%)	$605,900 (+2.56%) Land $327,800 Building $278,100	$971,850
2024	$6,292.00 (+4.67%)	$590,800 (+10.68%) Land $319,000 Building $271,800
2023	$6,011.00	$533,800 Land $279,100 Building $254,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.