16-2144 Emerald Dr, Pahoa, HI 96778 Property Records

State of Hawaii and Hawaii County property record for 16-2144 Emerald Dr, Pahoa, HI 96778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2017
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,000 (May 2022)
Tax Bill	$941 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-1-6-079-097`

Property Details

APN / Parcel Number

Primary APN	`3-1-6-079-097`
Alternative APNs	`3-1-6-079-097-0000` `160790970000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	1,056 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,000 sqft (0.276 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	160 sqft
Patio Area	12 sqft

Location & Zoning

Street Address	16-2144 EMERALD DR
City	PAHOA
State	HI
Zip	96778-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5A
Legal Description	LOT 72 12,000 SF BLK 27 MAP 70 LCAPP 1053 TOG/R-O-W
Legal Subdivision	AINALOA
Legal Block	27
Legal Lot Number	72
Jurisdiction	HAWAII HI
Township / Civil Division	KEAAU-MOUNTAIN VIEW
Census Block Group	2
Census Block	2005
Census Tract	21003

Owner

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66-111 WANINI PL, WAIALUA, HI 96791-9757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 10, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FAM
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage FAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Document Number	2022T11817143
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	0003390721
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	16-2144 EMERALD DR, PAHOA, HI 96778-7604
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11438327
Date	Apr 26, 2021
Instrument	T-11438327

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	May 10, 2022
Property Address	16-2144 EMERALD DR, PAHOA, HI 96778-7604
Document Number	0T11817143
Instrument Date	May 5, 2022
Instrument	T-11817143
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount Recorded
Tax	$383.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	66-111 WANINI PL, WAIALUA, HI 96791-9757

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	16-2144 EMERALD DR, PAHOA, HI 96778-7604
Document Number	0T10994240
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 2144 EMERALD DR PAHOA HI 96778, PAHOA, HI 96778

Mortgage

Document Number	0T10994240
Date	Feb 7, 2020
Instrument	T10994240

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Dec 27, 2017
Property Address	16-2144 EMERALD DR, PAHOA, HI 96778-7604
Document Number	0T10222019
Instrument Date	Dec 19, 2017
Instrument	T-10222019
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FAM

Transaction

Tax	$218.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11460, HILO, HI 96721-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 PUKANA PL, HILO, HI 96720-3284

Mortgage

Document Number	, T-10222020
Date	Dec 27, 2017
Instrument	T-10222020

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,500 (+3%) Land $42,000 Building $277,500	$356,700 (+5.13%) Land $69,600 Building $287,100
2025	$941.00 (+6.45%)	$310,200 (+2.99%) Land $42,000 Building $268,200	$339,300 (+7.99%) Land $52,200 Building $287,100
2024		$301,200 (+3.01%) Land $42,000 Building $259,200	$314,200 (+7.46%) Land $45,000 Building $269,200
2023	$884.00 Homeowner's exemption	$292,400 Land $42,000 Building $250,400	$292,400 Land $42,000 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 58% of Hawaii
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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