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16 1st St, Key West, FL 33040 Property Records

Monroe County property record for 16 1st St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 906 sqft · built 1938
Lot Size0.31 acres (13,500 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Apr 2018)
Tax Bill$5,517 (2024)
Deeds & MortgagesJul 2021 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00153380-000000

Property Details

APN / Parcel Number

Primary APN00153380-000000
Alternative APNs
  • 22672600153380000000
  • 1198871

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area906 sqft Living Area
1st Floor Area906 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,500 sqft (0.31 acres)
Lot Dimensions135 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1198871
Street Address16 1ST ST
CityKEY WEST
StateFL
Zip33040-5612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionLTS 6 AND 7 GULF VIEW PB3-17 BIG COPPITT KEY OR294-426/27 OR783-557M/L OR903-367 OR903-366D/C OR2604-141/42 OR2889-217ORD OR2904-256/257
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionGULFVIEW
Legal Lot Number6,7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2002
Census Tract971700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 WHITE ST, KEY WEST, FL 33040-3688
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Apr 30, 2018Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleFeb 1, 1984 · Amount on Record
Deed Document Number20182166828
Deed Book / Page2904 / 256
Prior Transfer DateNov 20, 2012
Prior Transfer Doc0026040143
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address16 1ST ST, KEY WEST, FL 33040-5612
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 WASHINGTON ST, KEY WEST, FL 33040-4914

Mortgage

Document Number0031142182
DateJul 26, 2021
Book Page3114/2182
Instrument2331823
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 30, 2018
Property Address16 1ST ST, KEY WEST, FL 33040-5612
Document Number0029040256
Book / Page2904 / 0256
Map ReferenceMB3 PG17
Instrument DateApr 20, 2018
Instrument2166828
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4059 HAMPTON ST # ST3C, 4059, ELMHURST, NY 11373-2067

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 WHITE ST, KEY WEST, FL 33040-3688

Mortgage

Document Number0002166829
DateApr 30, 2018
Instrument2166829
Lender
NameIBERIABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$638,485 (+7.44%) Land $515,431 Building $123,054$638,485 (+7.44%) Land $515,431 Building $123,054
2024$5,517.00 (+6.08%)
2023$5,201.00 (+7.64%)$594,295 (+7.83%) Land $484,617 Building $109,678$594,295 (+7.83%) Land $484,617 Building $109,678
2022$4,832.00$551,127 Land $448,201 Building $102,926$551,127 Land $448,201 Building $102,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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