16 15th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 16 15th St, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1969
Lot Size	0.068 acres (3,000 sqft)
Owner	Company Name on File
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-225-008`

Property Details

APN / Parcel Number

Primary APN	`064-225-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,370 sqft Living Area

Exterior

Year Built	Built 1969
Construction Type	Wood
Lot Area	3,000 sqft (0.068 acres)
Terrain	Other

Location & Zoning

Street Address	16 15TH ST
City	CAYUCOS
State	CA
Zip	93430-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	PR BCH 2 BL 4 LT 9
Legal Subdivision	PASO ROBLES BEACH 02
Legal Block	4
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3022
Census Tract	10504

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	566 36TH ST, MANHATTAN BEACH, CA 90266-3410
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Correction Deed
Jan 13, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 27, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 13, 2020	Deed of Trust, Mortgage · Conventional with PMI MATTHEW ROMATZICK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Aug 27, 2020
Last Transfer Date	Jan 13, 2021
Transfer Doc	0000002723
Record Updated	Jun 8, 2026

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 28, 2021
Property Address	16 15TH ST, CAYUCOS, CA 93430-1312
Document Number	0000031766
Map Reference	MB 3 PG 108
Instrument Date	Apr 23, 2021
Instrument	2021031766
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 36TH ST, MANHATTAN BCH, CA 90266-3410

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 13, 2021
Property Address	16 15TH ST, CAYUCOS, CA 93430-1312
Document Number	0000002723
Instrument Date	Jan 12, 2021
Instrument	2723
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	566 36TH ST MANHATTAN BEACH CA 902663410, MANHATTAN BEACH, CA 90266-3410

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 27, 2020
Property Address	16 15TH ST, CAYUCOS, CA 93430-1312
Document Number	0000045855
Instrument Date	Aug 26, 2020
Instrument	45855
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	566 36TH ST MANHATTAN BEACH CA 902663410, MANHATTAN BEACH, CA 90266-3410

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 27, 2020
Property Address	16 15TH ST, CAYUCOS, CA 93430-1312
Document Number	0000045854
Instrument Date	Aug 26, 2020
Instrument	45854
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 15TH ST CAYUCOS CA 934301312, CAYUCOS, CA 93430-1312

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	16 15TH ST, CAYUCOS, CA 93430-1312
Document Number	0000044030
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	566 36TH ST MANHATTAN BEACH CA 902663410, MANHATTAN BEACH, CA 90266-3410

Mortgage

Document Number	0000044030
Date	Aug 20, 2020
Instrument	44030

Lender

Name	MATTHEW ROMATZICK
Address	124 BELLEMONT RD, PITTSBORO, NC 27312-8542

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,260.00 (+2.36%)	$108,347 (+4.04%) Land $28,161 Building $80,186
2023	$1,231.00 (+1.9%)	$104,141 Land $27,068 Building $77,073
2022	$1,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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