15990 Ridgewood Dr, Sonora, CA 95370 Property Records

Tuolumne County property record for 15990 Ridgewood Dr, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,391 sqft · built 1997
Lot Size	2.83 acres (123,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Nov 2014)
Tax Bill	$7,705 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-361-004-000`

Property Details

APN / Parcel Number

Primary APN	`038-361-004-000`
Alternative APNs	`038-361-004` `0383610400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,391 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	2,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Modern
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	123,710 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	038-361-004
Street Address	15990 RIDGEWOOD DR
City	SONORA
State	CA
Zip	95370-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-3,MX
Legal Description	RIDGEWOOD SUB UNIT 2 L103 2.84AC
Legal Subdivision	RIDGEWOOD SUB UNIT 2
Legal Lot Number	103
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	3
Census Block	3014
Census Tract	2201

Owner

Source: Tuolumne County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15990 RIDGEWOOD DR, SONORA, CA 95370-8125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Mar 19, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NORTH PACIFIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2014 · Amount on Record
Deed Sale	Nov 7, 2014 · Amount on Record
Prior Sale	Feb 24, 2010 · Amount on Record
Deed Document Number	201411894
Last Transfer Date	Nov 3, 2021
Transfer Doc	0000017699
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUOLUMNE CA
Recording Date	Nov 12, 2021
Property Address	15990 RIDGEWOOD DR, SONORA, CA 95370-8125
Document Number	0000017699
Map Reference	VOL 11 PG 81-91
Instrument Date	Nov 3, 2021
Instrument	2021017699
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15990 RIDGEWOOD DR, SONORA, CA 95370-8125

Mortgage

Document Number	0000017700
Date	Nov 12, 2021
Instrument	2021017700

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	15990 RIDGEWOOD DR, SONORA, CA 95370-8125
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PASION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005154
Date	May 31, 2019
Instrument	2019005154

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	15990 RIDGEWOOD DR, SONORA, CA 95370-8125
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PASION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005155
Date	May 31, 2019
Instrument	2019005155

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	15990 RIDGEWOOD DR, SONORA, CA 95370-8125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001801
Date	Feb 16, 2018
Instrument	2018001801

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	15990 RIDGEWOOD DR, SONORA, CA 95370-8125
Document Number	0000003699
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	PAYOT TITLE SERVICES, PASION TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15990 RIDGEWOOD DR SONORA CA 953708125, SONORA, CA 95370-8125

Mortgage

Document Number	0000003699
Date	Mar 31, 2020
Instrument	3699

Lender

Name	AMERICAN NORTH PACIFIC
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Elementary School District	Curtis Creek Elementary School District (KG - 08)
Secondary School District	Sonora Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,467 (+2%) Land $183,876 Building $575,591
2025	$7,705.00 (+4.01%) Homeowner's exemption	$744,576 (+4.04%) Land $180,271 Building $564,305
2023	$7,408.00 (+2.04%) Homeowner's exemption	$715,666 Land $173,272 Building $542,394	$733,050
2022	$7,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Conifer Communications Fixed Wireless	100 / 10

May also be available: Xfinity.

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