15990 E Austin Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 15990 E Austin Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Apr 2023)
Tax Bill	$1,117 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`03-27-200-007`

Property Details

APN / Parcel Number

Primary APN	`03-27-200-007`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	15990 E AUSTIN RD
City	MOUNT VERNON
State	IL
Zip	62864-7771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S363' E120' NW NE
Jurisdiction	JEFFERSON IL
Township / Civil Division	FIELD
Census Block Group	4
Census Block	4027
Census Tract	50100

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Cash (No Mortgage) SWIFT HOME LOANS INC
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GERMANTOWN TR & SVGS
Apr 10, 2023	Warranty Deed, Transfer ROCKET MORTGAGE LLC
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY PART SA BK
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GENFED FEDERAL CREDIT UNION
Jul 1, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FIRST BANK OF THE HEARTLA
Nov 21, 2017	Intrafamily Transfer, Transfer GENFED FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	20231205
Prior Transfer Date	Nov 10, 2017
Prior Transfer Doc	0201705323
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504456
Date	Dec 22, 2025
Instrument	202504456

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Cash (No Mortgage)
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301358
Date	Apr 21, 2023
Instrument	202301358

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301034
Date	Mar 28, 2023
Instrument	202301034

Lender

Name	GERMANTOWN TR & SVGS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 10, 2023
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Document Number	0202301205
Instrument Date	Apr 8, 2023
Instrument	202301205
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771

Mortgage

Document Number	0202301206
Date	Apr 10, 2023
Instrument	202301206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204407
Date	Nov 1, 2022
Instrument	202204407

Lender

Name	COMMUNITY PART SA BK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006200
Date	Oct 29, 2020
Instrument	202006200

Lender

Name	GENFED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jul 1, 2020
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Document Number	0202003039
Instrument Date	Jun 29, 2020
Instrument	202003039
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771

Mortgage

Document Number	0202003040
Date	Jul 1, 2020
Instrument	202003040

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON IL
Recording Date	Nov 21, 2017
Property Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771
Document Number	0201705322
Instrument Date	Nov 10, 2017
Instrument	201705322
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ANTONIK TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 E AUSTIN RD, MOUNT VERNON, IL 62864-7771

Mortgage

Document Number	0201705323
Date	Nov 21, 2017
Instrument	201705323

Lender

Name	GENFED FINANCIAL FCU
Type	Credit Union
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Field Township
Elementary School District	Field Community Consolidated School District 3 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,896 (+8%) Land $3,401 Building $78,495	$245,688 (+8%) Land $10,203 Building $235,485
2024		$75,830 (+28.44%) Land $3,149 Building $72,681	$227,490 (+28.44%) Land $9,447 Building $218,043
2023	$1,117.00 (-71.36%)
2022		$59,038 Land $2,452 Building $56,586	$177,114 Land $7,356 Building $169,758
2021	$3,900.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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