15990 20th Ave, Clearlake, CA 95422 Property Records

Lake County property record for 15990 20th Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,863 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$128,500 (Aug 2014)
Tax Bill	$2,134 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-176-480-000`

Property Details

APN / Parcel Number

Primary APN	`042-176-480-000`
Alternative APN	`042-176-48`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,863 sqft Living Area
1st Floor Area	1,863 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Concrete
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	042-176-48
Street Address	15990 20TH AVE
City	CLEARLAKE
State	CA
Zip	95422-9073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR LAKE HLNDS 04
Legal Block	2
Legal Lot Number	12
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2090
Census Tract	702

Owner

15990 20th Ave is owned and occupied by two individuals who bought it in August 2014.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1132, CLEARLAKE, CA 95422-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2014 · Amount on File
Deed Sale	Aug 14, 2014 · Amount on File
Prior Sale	May 12, 2014
Deed Document Number	20149808
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	0000005638
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15990 20TH AVE, CLEARLAKE, CA 95422-9073
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 20TH AVE, CLEARLAKE, CA 95422-9073

Mortgage

Document Number	0000013503
Date	Dec 19, 2023
Instrument	2023013503

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15990 20TH AVE, CLEARLAKE, CA 95422-9073
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15990 20TH AVE, CLEARLAKE, CA 95422-9073

Mortgage

Document Number	0000000746
Date	Jan 19, 2021
Instrument	2021000746

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15990 20TH AVE, CLEARLAKE, CA 95422-9073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009213
Date	Jul 17, 2017
Instrument	2017009213

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 15990 20th Ave was $2,134 with a homeowner's exemption, up 17.3% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,134.00 (+17.32%) Homeowner's exemption	$157,516 (+2%) Land $14,705 Building $142,811
2025	$1,819.00 Homeowner's exemption	$154,428 Land $14,417 Building $140,011
2023	$1,771.00 (+5.35%) Homeowner's exemption	$148,433 Land $13,858 Building $134,575
2022	$1,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15990 20th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15990 20th Ave is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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