1599 195th Ave, Centuria, WI 54824 Property Records

Polk County property record for 1599 195th Ave, Centuria, WI 54824

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Aug 2023)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Feb 2014 Mortgage Aug 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-00942-0000`

Property Details

APN / Parcel Number

Primary APN	`040-00942-0000`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	1599 195TH AVE
City	CENTURIA
State	WI
Zip	54824-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 435.6' OF W 200' OF SW NW
Jurisdiction	POLK WI
Township / Civil Division	MILLTOWN
Census Block Group	2
Census Block	2051
Census Tract	960302

Owner

Source: Polk County records · APN 040-00942-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1599 195TH AVE, CENTURIA, WI 54824-7122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2014	Deed of Trust, Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS I
Aug 25, 2016	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage HIAWATHA NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	919883
Record Updated	Sep 20, 2026

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1599 195TH AVE, CENTURIA, WI 54824-7122
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000817970
Date	Feb 26, 2014
Instrument	817970

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS I
Address	ANDOVER, MN 55304

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2034

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1599 195TH AVE, CENTURIA, WI 54824-7122
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000843171
Date	Aug 25, 2016
Instrument	843171

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2031

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 22, 2023
Property Address	1599 195TH AVE, CENTURIA, WI 54824-7122
Document Number	0000919883
Instrument Date	Aug 17, 2023
Instrument	919883
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	NORTHWEST LAND TITLE INC, NORTHWEST LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$741.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000919884
Date	Aug 22, 2023
Instrument	919884

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	5-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Milltown Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (+31.94%)	$225,600 (-) Land $20,000 Building $205,600	$307,700 (+28.48%) Land $27,278 Building $280,422
2023	$2,148.00 (-7.93%) Homeowner's exemption	$225,600 (-) Land $20,000 Building $205,600	$239,500 (+3.59%)
2022	$2,333.00 Homeowner's exemption	$225,600 Land $20,000 Building $205,600	$231,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Based on FCC filings for 4 locations within half a mile of this property.

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