15989 Raintree Rd, Bloomington, IL 61705 Property Records

McLean County property record for 15989 Raintree Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,275 sqft · built 1990
Lot Size	0.68 acres (29,620 sqft)
Owner	Individual Name on Record
Tax Bill	$8,214 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-34-228-003`

Property Details

APN / Parcel Number

Primary APN	`21-34-228-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	2,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	29,620 sqft (0.68 acres)
Garage Type	Detached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15989 RAINTREE RD
City	BLOOMINGTON
State	IL
Zip	61705-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTWICKE COUNTRY CLUB ESTATES LOT 50
Legal Range	02E
Legal Township	23N
Legal Section	34
Legal Subdivision	CRESTWICKE COUNTRY CLUB ESTATES
Legal Lot Number	50
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1038
Census Tract	2102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15989 RAINTREE RD, BLOOMINGTON, IL 61705-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit IAA CU
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit IAA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	15989 RAINTREE RD, BLOOMINGTON, IL 61705-5400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900017786
Date	Oct 29, 2019
Instrument	2019-00017786

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	15989 RAINTREE RD, BLOOMINGTON, IL 61705-5400
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00005684
Date	Apr 3, 2017
Instrument	2017-00005684

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Bloomington Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,287 (+16.08%) Land $21,499 Building $98,788	$360,861 (+16.08%) Land $64,497 Building $296,364
2024	$8,214.00 (+6.17%)
2023	$7,737.00	$103,623 Land $18,521 Building $85,102	$310,869 Land $55,563 Building $255,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON TOWNSHIP PWD-CRESTWICKE serves 900 people · EPA ID IL1135120
Water Source	Purchased surface water from BLOOMINGTON
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: MR Systems Wireless, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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