Ottawa County property record for 15985 Lone Pine Ct, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,324 sqft · built 1992 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,372 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-25-100-028 |
| Primary APN | 70-03-25-100-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 1,324 sqft |
| Unfinished Basement | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 16,509 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15985 LONE PINE CT |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | PART OF NW 1/4 COM 178 FT E OF NW SEC COR, TH E 1505 FT, S 0D 24M 02S E 143 FT W 1505 FT, TH N 0D 24M 02S W 143 FT TO BEG SEC 25 T8N R16W 49 A |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 25 |
| Legal Block | 100 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20501 |
15985 Lone Pine Ct is owned and occupied by two individuals who acquired it in September 2026.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15985 LONE PINE CT, SPRING LAKE, MI 49456-9217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 2, 2026 |
| Transfer Doc | 0000027852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 8, 2026 |
| Property Address | 15985 LONE PINE CT, SPRING LAKE, MI 49456-9217 |
| Document Number | 0000027852 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202627852 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 15985 LONE PINE CT, SPRING LAKE, MI 49456-9217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15985 LONE PINE CT, SPRING LAKE, MI 49456-9217 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15985 LONE PINE CT, SPRING LAKE, MI 49456-9217 |
| Document Number | 20250035264 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025-0035264 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 15985 Lone Pine Ct was $3,372 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 | $330,000 | |
| 2025 | $3,372.00 | ||
| 2023 | $131,200 | $262,400 | |
| 2022 | $2,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15985 Lone Pine Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15985 Lone Pine Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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