15985 Ladera Ln, Grass Valley, CA 95945 Property Records

Nevada County property record for 15985 Ladera Ln, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,364 sqft · built 1991
Lot Size	3.06 acres (133,729 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Mar 2019)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-261-062-000`

Property Details

APN / Parcel Number

Primary APN	`028-261-062-000`
Alternative APN	`28-261-62-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
1st Floor Area	2,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Traditional
Lot Area	133,729 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces
Patio Area	2,364 sqft
Guest House	1,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	28-261-62-000
Street Address	15985 LADERA LN
City	GRASS VALLEY
State	CA
Zip	95945-7964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-10
Legal Description	PCL D PM 15/117
Legal Subdivision	PARCEL MAP NO 80 73
Legal Lot Number	F
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1038
Census Tract	702

Owner

15985 Ladera Ln is owned and occupied by two individuals who bought it in March 2019.

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Grant Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	20194163
Prior Transfer Date	Jan 20, 2009
Prior Transfer Doc	0000025821
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964

Mortgage

Document Number	0000003624
Date	Feb 3, 2021
Instrument	20210003624

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964

Mortgage

Document Number	0000008518
Date	Apr 19, 2022
Instrument	20220008518

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009394
Date	Apr 29, 2020
Instrument	20200009394

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 8, 2019
Property Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964
Document Number	0000004163
Map Reference	MB 15 PG 117
Instrument Date	Mar 5, 2019
Instrument	20190004163
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ORANGE COAST TTL CO OF NORTH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964

Mortgage

Document Number	0000004164
Date	Mar 8, 2019
Instrument	20190004164

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 20, 2018
Property Address	15985 LADERA LN, GRASS VALLEY, CA 95945-7964
Document Number	0000014488
Instrument Date	Jul 17, 2018
Instrument	14488
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2398 FAIR OAKS BLVD #8 SACRAMENTO CA 958254739, 8, SACRAMENTO, CA 95825-4739
Investor	Possibly a Property Investor

Mortgage

Document Number	14489
Date	Jul 20, 2018
Instrument	14489

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	INDIAN WELLS, CA 92210

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15985 Ladera Ln was $7,066 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Chicago Park Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,935 (+2%) Land $130,848 Building $529,087
2025	$7,066.00 Homeowner's exemption	$646,996 Land $128,283 Building $518,713
2023	$6,798.00 (+5.74%) Homeowner's exemption	$621,874 Land $123,302 Building $498,572	$699,660
2022	$6,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15985 Ladera Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15985 Ladera Ln is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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