15981 SE 115th Rd, Gower, MO 64454 Property Records

Buchanan County property record for 15981 SE 115th Rd, Gower, MO 64454

Property Summary

Property Type	Rural Home
Details	1,104 sqft · built 1984
Lot Size	8.53 acres (371,567 sqft)
Owner	Individual Name on File
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Feb 2022 Sale Feb 2022 Mortgage
APN	`19-4.0-18-000-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`19-4.0-18-000-000-005.001`

Interior

Building Area	1,104 sqft Base Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	371,567 sqft (8.53 acres)

Location & Zoning

Street Address	15981 SE 115TH RD
City	GOWER
State	MO
Zip	64454-8640
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	18-55-33SWSUB: LOT: BLK:LGL DESC:ALL THAT PART OF SW4 LYING W OF MALDEN CREEK EX RD ROW
Legal Range	33W
Legal Township	55N
Legal Section	18
Legal Subdivision	MALDEN CREEK
Jurisdiction	BUCHANAN MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1105
Census Tract	2700

Owner

15981 SE 115th Rd, a rural home, is owned by an individual who acquired it in February 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12720 SE STATE ROUTE DD, GOWER, MO 64454-8660
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Beneficiary Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2022
Transfer Doc	003773/143
Record Updated	Sep 20, 2026

February 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 24, 2022
Property Address	15981 SE 115TH RD, GOWER, MO 64454-8640
Document Number	003773/143
Book / Page	3773 / 143
Instrument Date	Feb 23, 2022
Instrument	2022001716
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 SE STATE ROUTE, GAINOR, MO

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	15981 SE 115TH RD, GOWER, MO 64454-8640
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 SE STATE ROUTE DD, GOWER, MO 64454-8660

Mortgage

Document Number	003772/701
Date	Feb 8, 2022
Book Page	3772/701
Instrument	2022001272

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 15981 SE 115th Rd was $1,574.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00	$22,890 Land $4,220 Building $18,670	$119,640 Land $23,470 Building $96,170
2024	$1,574.00 (+5%)
2023	$1,499.00 (+10.55%)	$20,760 (-) Land $4,220 Building $16,540	$113,480 Land $23,470 Building $90,010
2022	$1,356.00	$20,760 Land $4,220 Building $16,540
2021			$113,480 Land $23,470 Building $90,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15981 SE 115th Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15981 SE 115th Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY PWSD 1 serves 7,635 people · EPA ID MO1024191
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on SE 115th Rd

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