15980 Frances Ln, La Pine, OR 97739 Property Records

Deschutes County property record for 15980 Frances Ln, La Pine, OR 97739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2003
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Feb 2018)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`211028-D0-00200`

Property Details

APN / Parcel Number

Primary APN	`211028-D0-00200`
Alternative APNs	`R1082211028D000200` `140585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	48,787 sqft (1.12 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	140585
Street Address	15980 FRANCES LN
City	LA PINE
State	OR
Zip	97739-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	JACOBSENS NORTH ADDITION LOT 2
Legal Range	10
Legal Township	21
Legal Section	28
Legal Subdivision	JACOBSENS NORTH ADDITION
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	3
Census Block	3022
Census Tract	302

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15980 FRANCES LN, LA PINE, OR 97739-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 20, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	20186811
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	15980 FRANCES LN, LA PINE, OR 97739-9771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038257
Date	Aug 3, 2020
Instrument	2020-38257

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 20, 2018
Property Address	15980 FRANCES LN, LA PINE, OR 97739-9771
Document Number	0000006811
Map Reference	CAB A PG105
Instrument Date	Feb 15, 2018
Instrument	2018-06811
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16888 S CENTURY DR, BEND, OR 97707-2509

Mortgage

Document Number	0000006812
Date	Feb 20, 2018
Instrument	2018-06812

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,347.00 (+4.26%)	$141,400 (+2.99%)	$415,500 (-3.1%) Land $96,890 Building $318,610
2024	$2,251.00 (+2.27%)	$137,290 (+2.99%)	$428,780 (+8.59%) Land $96,890 Building $331,890
2023	$2,201.00	$133,300	$394,870 Land $98,540 Building $296,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA PINES WATER COMPANY private · serves 900 people · EPA ID OR4100106
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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