15980 E Otero Cir, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 15980 E Otero Cir, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,227 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$457,443 (May 2018)
Tax Bill	$5,168 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2073-32-3-14-125`

Property Details

APN / Parcel Number

Primary APN	`2073-32-3-14-125`
Alternative APNs	`035213374` `35213374` `213374`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,227 sqft Living Area
Gross Area	3,882 sqft
1st Floor Area	1,105 sqft
2nd Floor Area	1,122 sqft
Basement Area	1,105 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035213374
Street Address	15980 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80112-4761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T5S MAPPLATB 492 MAPPLATP 18 SUBDIVISIONCD 062445 SUBDIVISIONNAME TRAILS EDGE BLOCK 001 LOT 125 LOT 125 BLK 1 TRAILS EDGE
Legal Subdivision	TRAILS EDGE
Legal Block	2
Legal Lot Number	125
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2024
Census Tract	6863

Owner

15980 E Otero Cir is owned and occupied by two individuals who bought it in May 2018.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15980 E OTERO CIR, CENTENNIAL, CO 80112-4761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
May 18, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FORTUNE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Deed Document Number	201848393
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15980 E OTERO CIR, CENTENNIAL, CO 80112-4761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9103784
Date	Oct 2, 2019
Instrument	D9103784

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15980 E OTERO CIR, CENTENNIAL, CO 80112-4761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9032062
Date	Apr 15, 2019
Instrument	D9032062

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15980 E OTERO CIR, CENTENNIAL, CO 80112-4761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0068264
Date	Jun 9, 2020
Instrument	E0068264

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	15980 E OTERO CIR, CENTENNIAL, CO 80112-4761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0169901
Date	Dec 7, 2020
Instrument	E0169901

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	May 18, 2018
Property Address	15980 E OTERO CIR, CENTENNIAL, CO 80112-4761
Document Number	00D8048393
Instrument Date	May 17, 2018
Instrument	D8048393
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15980 E OTERO AVE, CENTENNIAL, CO 80112-4762

Mortgage

Document Number	00D8048394
Date	May 18, 2018
Instrument	D8048394

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15980 E Otero Cir was $5,168, up 5.8% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,102 (-2.08%)	$671,600 (-) Land $190,000 Building $481,600
2025	$5,168.00 (+5.79%)	$41,975	$671,600 Land $190,000 Building $481,600
2024	$4,885.00
2023		$47,146 (+28.31%)	$696,900 (+31.81%) Land $190,000 Building $506,900
2022		$36,745	$528,700 Land $135,000 Building $393,700
2021	$4,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15980 E Otero Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15980 E Otero Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARAPAHOE CNTY WWWA private · serves 31,000 people · EPA ID CO0203002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

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