15979 Cactus St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 15979 Cactus St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,437 sqft · built 2000
Lot Size	1.12 acres (49,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,500 (Apr 2020)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0412-063-09-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-063-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,437 sqft Living Area
Gross Area	3,233 sqft
1st Floor Area	2,437 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	49,222 sqft
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	393 sqft
Patio Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	15979 CACTUS ST
City	HESPERIA
State	CA
Zip	92345-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4526 LOT 455 TRACT NO 4526 LOT 455 EX WATER R1GHTS AND EX 1/2 1NT M1NERAL RTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT 4526
Legal Tract	4526
Legal Block	2
Legal Lot Number	455
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2035
Census Tract	10019

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15979 CACTUS ST, HESPERIA, CA 92345-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 5, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 8, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 14, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on Record
Deed Sale	Apr 8, 2020 · Amount on Record
Prior Sale	Nov 14, 2003 · Amount on Record
Deed Document Number	2020123489
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000194972
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15979 CACTUS ST, HESPERIA, CA 92345-4007
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15979 CACTUS ST, HESPERIA, CA 92345-4007

Mortgage

Document Number	0000058968
Date	Feb 5, 2021
Instrument	2021-0058968

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15979 CACTUS ST, HESPERIA, CA 92345-4007
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15979 CACTUS ST, HESPERIA, CA 92345-4007

Mortgage

Document Number	0000169895
Date	May 5, 2022
Instrument	2022-0169895

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15979 CACTUS ST, HESPERIA, CA 92345-4007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262782
Date	Jul 19, 2018
Instrument	2018-0262782

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 8, 2020
Property Address	15979 CACTUS ST, HESPERIA, CA 92345-4007
Document Number	0000123489
Map Reference	MB 56 PG 70-74
Instrument Date	Mar 27, 2020
Instrument	2020-0123489
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15979 CACTUS ST, HESPERIA, CA 92345-4007

Mortgage

Document Number	0000123490
Date	Apr 8, 2020
Instrument	2020-0123490

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 14, 2019
Property Address	15979 CACTUS ST, HESPERIA, CA 92345-4007
Document Number	0000194972
Map Reference	MB 56 PG 70-74
Instrument Date	Jun 7, 2019
Instrument	2019-0194972
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15979 CACTUS ST, HESPERIA, CA 92345-4007

Mortgage

Document Number	0000194973
Date	Jun 14, 2019
Instrument	2019-0194973

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,568 (+2%) Land $87,568 Building $369,000
2025	$4,899.00 (+7.88%) Homeowner's exemption	$447,616 (+8.49%) Land $85,851 Building $361,765
2023	$4,541.00 (+2.41%) Homeowner's exemption	$412,587 Land $82,517 Building $330,070
2022	$4,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1980)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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