Lake County property record for 15978 Winding Bluff Dr, Montverde, FL 34756 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,998 sqft · built 2023 |
| Lot Size | 0.361 acres (15,733 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $829,900 (Oct 2023) |
| Tax Bill | $9,459 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-22-26-0010-000-01700 |
| Primary APN | 10-22-26-0010-000-01700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,998 sqft Living Area |
| Gross Area | 4,558 sqft |
| 1st Floor Area | 2,212 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 15,733 sqft (0.361 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3934121 |
|---|---|
| Street Address | 15978 WINDING BLUFF DR |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RIDGE PB 78 PG 70-75 LOT 17 ORB 6230 PG 2266 |
| Legal Subdivision | WILLOW RIDGE |
| Legal Tract | A-1,C-1,FD |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 31301 |
Source: Lake County records · APN 10-22-26-0010-000-01700
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15978 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 24, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Deed Document Number | 2023130155 |
| Deed Book / Page | 6230 / 2266 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 15978 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15978 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
| Document Number | 0067020300 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 6702/300 |
| Instrument | 2026032790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 24, 2023 |
| Property Address | 15978 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
| Document Number | 0062302266 |
| Book / Page | 6230 / 2266 |
| Map Reference | MB 78 PG 70-75 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023130155 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 09, 2024 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,809.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 15978 WINDING BLUFF DR, MONTVERDE, FL 34756-3538 |
| Document Number | 0062302268 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 6230/2268 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Montverde Town |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,500 (+2.9%) | $686,314 (-) Land $155,000 Building $531,314 | |
| 2025 | $641,890 Land $155,000 Building $486,890 | $686,314 Land $155,000 Building $531,314 | |
| 2024 | $9,459.00 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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