15978 N 2nd St, Snelling, CA 95369 Property Records

Merced County property record for 15978 N 2nd St, Snelling, CA 95369

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,732 sqft · built 1927
Lot Size	0.239 acres (10,396 sqft)
Owner	Company Name on Record
Last Sale	$212,000 (Sep 2018)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-238-003-000`

Property Details

APN / Parcel Number

Primary APN	`043-238-003-000`
Alternative APN	`043-238-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,396 sqft (0.239 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	043-238-003
Street Address	15978 N 2ND ST
City	SNELLING
State	CA
Zip	95369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SNELLING POR BLK 1 RGE 3
Legal Subdivision	SNELLING
Legal Block	1
Jurisdiction	MERCED CA
Township / Civil Division	SNELLING
Census Block Group	1
Census Block	1079
Census Tract	2500

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15978 N 2ND ST, SNELLING, CA 95369
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 28, 2018	Grant Deed, Transfer CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Apr 27, 2007 · Amount on Record
Deed Document Number	201830416
Last Transfer Date	Jun 8, 2021
Transfer Doc	0000026525
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Apr 15, 2026
Property Address	15978 N 2ND ST, SNELLING, CA 95369-9611
Document Number	0000009476
Instrument Date	Apr 10, 2026
Instrument	20269476
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15978 N 2ND ST, SNELLING, CA 95369-9611

Mortgage

Document Number	0000009476,
Date	Apr 15, 2026
Instrument	20269476

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	15978 N 2ND ST, SNELLING, CA 95369
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15978 N 2ND ST, SNELLING, CA 95369

Mortgage

Document Number	0000009043
Date	Mar 3, 2022
Instrument	2022009043

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	15978 N 2ND ST, SNELLING, CA 95369
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016117
Date	May 19, 2020
Instrument	2020016117

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 14, 2021
Property Address	15978 N 2ND ST, SNELLING, CA 95369
Document Number	0000026525
Map Reference	MB C PG 590
Instrument Date	Jun 8, 2021
Instrument	2021026525
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15978 N 2ND ST, SNELLING, CA 95369

Mortgage

Document Number	0000026526
Date	Jun 14, 2021
Instrument	2021026526

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 28, 2018
Property Address	15978 N 2ND ST, SNELLING, CA 95369
Document Number	0000030416
Instrument Date	Aug 16, 2018
Instrument	30416
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$233.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15978 2ND ST SNELLING CA 95369, SNELLING, CA 95369

Mortgage

Document Number	30417
Date	Sep 28, 2018
Instrument	30417

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Snelling-Merced Falls Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$241,213 (+2%) Land $51,199 Building $190,014
2025	$2,368.00 (+2.16%) Homeowner's exemption	$236,485 (+4.04%) Land $50,196 Building $186,289
2024	$2,318.00 (+2.07%)
2023	$2,271.00 (+1.38%) Homeowner's exemption	$227,304 Land $48,248 Building $179,056
2022	$2,240.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
unWired Broadband Fixed Wireless	50 / 12

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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