15978 Mataro Bay Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 15978 Mataro Bay Ct, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,271 sqft · built 2001
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$1,098,000 (Nov 2022)
Tax Bill	$12,643 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-19-07-000-0170`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-19-07-000-0170`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,271 sqft Living Area
Gross Area	4,450 sqft
1st Floor Area	1,526 sqft
Upper Floors Area	1,745 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	146 ft deep x 73 ft wide
Garage Area	514 sqft

Exterior Amenities

Pool Area	113 sqft
Porch	Open Porch
Porch Area	665 sqft
Patio Area	624 sqft
Balcony	Balcony
Balcony Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	15978 MATARO BAY CT
City	DELRAY BEACH
State	FL
Zip	33446-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR-PUD
Legal Description	SATURNIA ISLES PL 2 LT 17
Legal Range	42E
Legal Township	46S
Legal Section	19
Legal Subdivision	SATURNIA ISLES PL 2
Legal Lot Number	17
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3012
Census Tract	7774

Owner

15978 Mataro Bay Ct is owned and occupied by an individual who bought it in November 2022.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15978 MATARO BAY CT, DELRAY BEACH, FL 33446-9731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage NEWMEYER MORTGAGE SERVICES INC
Apr 12, 2021	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	20220436051
Deed Book / Page	33923 / 1738
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 1, 2022
Property Address	15978 MATARO BAY CT, DELRAY BEACH, FL 33446-9731
Document Number	0339231738
Book / Page	33923 / 1738
Map Reference	MB 92 PG 85&86
Instrument Date	Sep 19, 2022
Instrument	20220436051
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,686.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5258 SW BLUE DAZE WAY, 5258, PALM CITY, FL 34990-8640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15978 MATARO BAY CT, DELRAY BEACH, FL 33446-9731

Mortgage

Document Number	0339231742
Date	Nov 1, 2022
Instrument	33923/1742

Lender

Name	NEWMEYER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

Mortgage

Document Number	0339231761
Date	Nov 1, 2022
Book Page	33923/1761
Instrument	20220436053

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 12, 2021
Property Address	15978 MATARO BAY CT, DELRAY BEACH, FL 33446-9731
Document Number	0323720983
Book / Page	32372 / 983
Map Reference	MB 92 PG 85-88
Instrument Date	Mar 25, 2021
Instrument	20210161860
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount on Record
Tax	$4,963.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CHIPPER RD, 9, FRONTENAC, MO 63131-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15978 MATARO BAY CT, DELRAY BEACH, FL 33446-9731

Tax Assessment & Valuation

The 2025 property tax bill for 15978 Mataro Bay Ct was $12,643 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,643.00 Homeowner's exemption	$789,495 Land $203,454 Building $586,041	$789,495 Land $203,454 Building $586,041
2023	$14,181.00 (+4.85%) Homeowner's exemption	$877,563 (+12.81%) Land $273,143 Building $604,420	$877,563 (+12.81%) Land $273,143 Building $604,420
2022	$13,525.00	$777,879 Land $248,312 Building $529,567	$777,879 Land $248,312 Building $529,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15978 Mataro Bay Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15978 Mataro Bay Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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