15977 Cape Coral Loop, Clermont, FL 34714 Property Records

Lake County property record for 15977 Cape Coral Loop, Clermont, FL 34714 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	10 bd · 8 ba · 4,376 sqft · built 2024
Owner	Individual Name on File
Last Sale	$983,200 (Dec 2024)
Tax Bill	$3,388 (2024)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-24-26-0100-000-30200`

Property Details

APN / Parcel Number

Primary APN	`26-24-26-0100-000-30200`
Alternative APN	`3945886`

Interior

Bedrooms	10 Beds
Full Baths	8 Baths
Stories	2 Stories
Building Area	4,376 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3945886
Street Address	15977 CAPE CORAL LOOP
City	CLERMONT
State	FL
Zip	34714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR CAY PHASE 1 PB 80 PG 78-96 LOT 302 ORB 6452 PG 1862
Legal Subdivision	WINDSOR CAY PHASE
Legal Phase	1
Legal Lot Number	302
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31318

Owner

Source: Lake County records · APN 26-24-26-0100-000-30200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15977 CAPE CORAL LOOP, CLERMONT, FL 34714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Deed Document Number	2024151504
Deed Book / Page	6452 / 1862
Record Updated	Jun 08, 2026

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 30, 2024
Property Address	15977 CAPE CORAL LOOP, CLERMONT, FL 34714
Document Number	0064521862
Book / Page	6452 / 1862
Map Reference	MB 80 PG 78-96
Instrument Date	Dec 05, 2024
Instrument	2024151504
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,882.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15977 CAPE CORAL LOOP, CLERMONT, FL 34714

Mortgage

Document Number	0064521864
Date	Dec 30, 2024
Instrument	6452/1864

Lender

Name	BANCO DO BRASIL AMERICAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 01, 2028
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	12.7%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 152 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.