15975 Union Ave, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 15975 Union Ave, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,397 sqft · built 2021
Lot Size	0.296 acres (12,885 sqft)
Owner	2 Individual Names on File
Last Sale	$3,400,000 (Apr 2022)
Tax Bill	$45,918 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`523-42-075`

Property Details

APN / Parcel Number

Primary APN	`523-42-075`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,397 sqft Living Area
1st Floor Area	1,846 sqft
2nd Floor Area	1,551 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	H-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,885 sqft (0.296 acres)
Lot Dimensions	277 ft deep x 156 ft wide
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15975 UNION AVE
City	LOS GATOS
State	CA
Zip	95032-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Subdivision	DOWNING OAK
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3008
Census Tract	506804

Owner

15975 Union Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15975 UNION AVE, LOS GATOS, CA 95032-3905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on File
Deed Sale	Apr 15, 2022 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	202225283547
Prior Transfer Date	May 25, 2010
Prior Transfer Doc	0020742501
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 15, 2022
Property Address	15975 UNION AVE, LOS GATOS, CA 95032-3905
Document Number	0025283547
Map Reference	MB 921 PG 34-36
Instrument Date	Oct 6, 2021
Instrument	25283547
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15975 UNION AVE, LOS GATOS, CA 95032-3905

Mortgage

Document Number	0025283548
Date	Apr 15, 2022
Instrument	25283548

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.62%
Index	Other
Max Rate	6.62%

Tax Assessment & Valuation

The 2025 property tax bill for 15975 Union Ave was $45,918.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,680,268 (+2%) Land $2,164,864 Building $1,515,404
2025	$45,918.00	$3,608,107 Land $2,122,416 Building $1,485,691
2023	$44,017.00 (+34.6%)	$3,468,000 Land $2,040,000 Building $1,428,000
2022	$32,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15975 Union Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15975 Union Ave is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ridge Wireless, Sail Internet.

Nearby Properties on Union Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures