15973 Cambridge Rd, Bonner, MT 59823 Property Records

Missoula County property record for 15973 Cambridge Rd, Bonner, MT 59823

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 767 sqft · built 2018
Lot Size10.6 acres (462,607 sqft)
OwnerIndividual Name on Record
Tax Bill$2,158 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR0488531

Property Details

APN / Parcel Number

Primary APNR0488531
Alternative APNs
  • 04-2202-08-3-02-03-0000
  • 0005814665
  • 5814665

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area767 sqft Living Area
1st Floor Area767 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialMetal
Lot Area462,607 sqft
TerrainWooded
View / LotRural
Deck Area586 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelElectric

Location & Zoning

Account Number0005814665
Street Address15973 CAMBRIDGE RD
CityBONNER
StateMT
Zip59823-9152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS08, T13 N, R17 W, ACRES 10.62, S2 SE4 & S2 NE4 SE4
Legal Range17W
Legal Township13N
Legal Section08
Legal Block1
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1043
Census Tract1401

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 954, BONNER, MT 59823-0954
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateDec 6, 2023
Property Address15973 CAMBRIDGE RD, BONNER, MT 59823-9152
Document Number0010950979
Book / Page1095 / 979
Instrument DateNov 30, 2023
Instrument202315086
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 954, BONNER, MT 59823-0954

Mortgage

Document Number0202315087
DateDec 6, 2023
Instrument202315087
Lender
NameCLEARWATER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Elementary School DistrictBonner Elementary School District (PK - 08)
Secondary School DistrictMissoula High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$372,624 (-) Land $139,164 Building $233,460$372,624 (-) Land $139,164 Building $233,460
2025$2,158.00 (-23.15%)$372,624 (+21.34%)$372,624 (+21.34%) Land $139,164 Building $233,460
2023$2,808.00$307,082$307,082 Land $99,842 Building $207,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Montana
Wildfire Likelihood0.6% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cambridge Rd

Nearby Streets

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