Hubbard County property record for 15972 Garnet Dr, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,495 sqft · built 1962 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,456 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance |
| APN | 16.48.02000 |
| Primary APN | 16.48.02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Lot Dimensions | 240 ft deep x 141 ft wide |
| Garage Area | 1,400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,368 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 264 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 30831 |
|---|---|
| Street Address | 15972 GARNET DR |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-6280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUENA VISTA BEACH 1.17 AC LOT 1 & P/O LOT 2 BLK 4 FR SE COR LOT 2 PB SW25 NW209 TO LK NE TO PT SE224 TO PB & VAC'D ST & P/O L |
| Legal Subdivision | BUENA VISTA BEACH |
| Legal Block | 4 |
| Legal Lot Number | 1-2,12 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | LAKE EMMA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 70200 |
15972 Garnet Dr is owned and occupied by an individual who acquired it in June 2021.
Source: Hubbard County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15972 GARNET DR, PARK RAPIDS, MN 56470-6280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2021 |
| Transfer Doc | 0000417698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 15972 GARNET DR, PARK RAPIDS, MN 56470-6280 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000417644 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | A000417644 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
The 2026 property tax bill for 15972 Garnet Dr was $4,456 with a homeowner's exemption.
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Lake Emma Township |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,456.00 Homeowner's exemption | ||
| 2025 | $4,456.00 | $671,700 Land $402,100 Building $269,600 | $671,700 Land $402,100 Building $269,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 15972 Garnet Dr; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15972 Garnet Dr is moderate, ranking above 45% of the US, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 75% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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