15970 Misty Meadow Rd, Poway, CA 92064 Property Records

San Diego County property record for 15970 Misty Meadow Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,916 sqft · built 2017
Lot Size5.78 acres (252,212 sqft)
OwnerCompany Name on Record
Last Sale$200,000 (Jul 2011)
Tax Bill$13,523 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2017 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN321-110-31-00

Property Details

APN / Parcel Number

Primary APN321-110-31-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,916 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area252,212 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address15970 MISTY MEADOW RD
CityPOWAY
StateCA
Zip92064-6202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-A
Legal DescriptionSEC 4-14-1W NEQ LY BET DOCS73-108630&191818 IN DOC58-110137 IN
Legal Range01W
Legal Township14
Legal Section04
Legal Block2
Legal Lot Number1,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2008
Census Tract17021

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
TOP FLITE FINANCIAL
Oct 30, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 9, 2018Deed of Trust, Mortgage · ARM
US BANK NA
Dec 18, 2017Quit Claim Deed, Transfer
Quitclaim
Dec 18, 2017Quit Claim Deed, Transfer
Quitclaim
Dec 18, 2017Quit Claim Deed, Transfer
Quitclaim
Jun 27, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2011 · Amount on Record
Deed SaleJul 20, 2011 · Amount on Record
Prior SaleNov 29, 2007 · Amount on Record
Deed Document Number2011369148
Last Transfer DateDec 8, 2017
Transfer Doc0000591159
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2026
Property Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
Document Number0000207035
Instrument DateJul 14, 2026
Instrument2026207035
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202

Mortgage

Document Number0000207035,
DateJul 20, 2026
Instrument2026207035
Lender
NameTOP FLITE FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000503044
DateOct 30, 2017
Instrument2017-0503044
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000278222
DateJul 9, 2018
Instrument2018-0278222
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateAug 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate8.75%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2017
Property Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
Document Number0000591160
Instrument DateDec 8, 2017
Instrument591160
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15970 MISTY MEADOW RD POWAY CA 920646202, POWAY, CA 92064-6202

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2017
Property Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
Document Number0000591161
Instrument DateDec 8, 2017
Instrument591161
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address15970 MISTY MEADOW RD POWAY CA 920646202, POWAY, CA 92064-6202

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2017
Property Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
Document Number0000591159
Instrument DateDec 8, 2017
Instrument591159
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15970 MISTY MEADOW RD POWAY CA 920646202, POWAY, CA 92064-6202

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 27, 2017
Property Address15970 MISTY MEADOW RD, POWAY, CA 92064-6202
Document Number0000289106
Instrument DateJun 16, 2017
Instrument2017-0289106
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address15970 MISTY MEADOWS RD, POWAY, CA 92064-6202

Mortgage

Document Number0000289107
DateJun 27, 2017
Instrument2017-0289107
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,260,758 (+6.21%) Land $375,000 Building $885,758
2025$13,523.00 (+4.89%) Homeowner's exemption$1,187,019 (+4.04%) Land $367,648 Building $819,371
2023$12,893.00 (+1.68%) Homeowner's exemption$1,140,927 Land $353,373 Building $787,554
2022$12,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.3% of the US · above 90% of California
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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