San Diego County property record for 1597 Zephyr Ave, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,946 sqft · built 1987 |
| Lot Size | 0.151 acres (6,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Feb 2019) |
| Tax Bill | $11,971 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 507-145-23-00 |
| Primary APN | 507-145-23-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,946 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 6,592 sqft (0.151 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1597 ZEPHYR AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-3565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 TR 011402 |
| Legal Subdivision | RANCHO LA MORADA |
| Legal Tract | 011402 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 16401 |
Source: San Diego County records · APN 507-145-23-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1597 ZEPHYR AVE, EL CAJON, CA 92021-3565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| May 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 11, 2019 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Mar 29, 2018 | Grant Deed, Construction Loan ANCHOR LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | 201948420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1597 ZEPHYR AVE, EL CAJON, CA 92021-3565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1597 ZEPHYR AVE, EL CAJON, CA 92021-3565 |
| Document Number | 0000072140 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-0072140 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1597 ZEPHYR AVE, EL CAJON, CA 92021-3565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000256079 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-0256079 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 11, 2019 |
| Property Address | 1597 ZEPHYR AVE, EL CAJON, CA 92021-3565 |
| Document Number | 0000048420 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 48420 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | TICOR TITLE-SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $687.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1597 ZEPHYR AVE EL CAJON CA 920213565, EL CAJON, CA 92021-3565 |
| Document Number | 48421 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 48421 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2018 |
| Property Address | 1597 ZEPHYR AVE, EL CAJON, CA 92021-3565 |
| Document Number | 0000125197 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 125197 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 03, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4040 MACARTHUR BLVD #210 NEWPORT BEACH CA 926602515, 210, NEWPORT BEACH, CA 92660-2515 |
| Document Number | 125198 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 125198 |
| Name | ANCHOR LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Amount | Amount Recorded |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $711,136 (+2%) Land $474,093 Building $237,043 | |
| 2025 | $11,971.00 (+3.25%) | $697,194 (+4.04%) Land $464,798 Building $232,396 |
| 2023 | $11,594.00 (+33.82%) | $670,123 Land $446,750 Building $223,373 |
| 2022 | $8,664.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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