1597 Twin Oak Dr E, Middleburg, FL 32068 Property Records

Clay County property record for 1597 Twin Oak Dr E, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1993
Lot Size	0.384 acres (16,770 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2021)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-04-25-008115-005-00`

Property Details

APN / Parcel Number

Primary APN	`33-04-25-008115-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Heated Area
Gross Area	1,784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,770 sqft (0.384 acres)
Lot Dimensions	210 ft deep x 80 ft wide
Porch	Porch
Porch Area	38 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1597 TWIN OAK DR E
City	MIDDLEBURG
State	FL
Zip	32068-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LT 4 BLK A REPLAT OAK HILL ESTATES U 1 AS REC O R 4552 PG 1336
Legal Range	25
Legal Township	04
Legal Section	33
Legal Subdivision	REPLAT OAK HILL ESTATES
Legal Block	A
Legal Lot Number	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1000
Census Tract	30905

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1597 TWIN OAK DR E, MIDDLEBURG, FL 32068-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Sep 13, 2007 · Amount on Record
Deed Document Number	2021082144
Deed Book / Page	4552 / 1336
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 29, 2021
Property Address	1597 TWIN OAK DR E, MIDDLEBURG, FL 32068-3923
Document Number	0045521336
Book / Page	4552 / 1336
Map Reference	MB 18 PG 47
Instrument Date	Dec 22, 2021
Instrument	2021082144
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4795 TIMOTHY ST, 4795, MIDDLEBURG, FL 32068-5937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 TWIN OAK DR E, MIDDLEBURG, FL 32068-3923

Mortgage

Document Number	0045521338
Date	Dec 29, 2021
Instrument	4552/1338

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,240.00 (-17.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$262,614 (+7.88%) Land $35,000 Building $227,614	$262,614 (+7.88%) Land $35,000 Building $227,614
2023	$3,941.00 (+14.1%)	$243,424 (+14.2%) Land $35,000 Building $208,424	$243,424 (+14.2%) Land $35,000 Building $208,424
2022	$3,454.00	$213,160 Land $25,000 Building $188,160	$213,160 Land $25,000 Building $188,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20