Carroll County property record for 1597 Smiley Dr, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,964 sqft · built 1985 |
| Lot Size | 2.09 acres (91,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (May 2013) |
| Tax Bill | $4,436 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-012558 |
| Primary APN | 11-012558 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,964 sqft Total Area |
| Basement Area | 920 sqft |
| Finished Basement | 920 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 91,215 sqft (2.09 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 012558 |
|---|---|
| Street Address | 1597 SMILEY DR |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 12 - 2.0939 ACS SMILEY DR 26-87 HAPPY ACRES PLT B |
| Legal Subdivision | PLAT B OF HAPPY ACRES |
| Legal Lot Number | 12 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 511000 |
1597 Smiley Dr is owned and occupied by two individuals who bought it in May 2013.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1597 SMILEY DR, NEW WINDSOR, MD 21776-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2013 · Amount on File |
| Deed Sale | May 7, 2013 · Amount on File |
| Prior Sale | Jun 26, 2001 · Amount on File |
| Deed Book / Page | 7321 / 1 |
| Prior Transfer Date | Sep 7, 2010 |
| Prior Transfer Doc | 0062860330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1597 SMILEY DR, NEW WINDSOR, MD 21776-8608 |
| Document Number | 0097900174 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 1597 SMILEY DR NEW WINDSOR MD 217768608, NEW WINDSOR, MD 21776-8608 |
| Document Number | 0097900174 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 009790/000174 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2050 |
The 2026 property tax bill for 1597 Smiley Dr was $4,436 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,436.00 (+5.44%) Homeowner's exemption | $468,200 (+14.31%) | $526,800 (-) Land $140,900 Building $385,900 |
| 2025 | $4,207.00 Homeowner's exemption | $409,600 | $526,800 Land $140,900 Building $385,900 |
| 2023 | $3,936.00 Homeowner's exemption | $348,367 | $351,000 Land $140,900 Building $210,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1597 Smiley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1597 Smiley Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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