1597 Old Lake Rd, Brandon, MS 39042 Property Records

Rankin County property record for 1597 Old Lake Rd, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,436 sqft · built 1980
Lot Size	21.3 acres (927,828 sqft)
Owner	Individual Name on Record
Last Sale	$420,144 (Aug 2025)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Nov 2022 Refinance Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I06 000039 00000`

Property Details

APN / Parcel Number

Primary APN	`I06 000039 00000`
Alternative APN	`30642`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,436 sqft Adjusted Area
1st Floor Area	2,297 sqft
2nd Floor Area	374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	927,828 sqft (21.3 acres)
Garage Area	720 sqft
Patio Area	429 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	30642
Street Address	1597 OLD LAKE RD
City	BRANDON
State	MS
Zip	39042-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21.25A IN SE4 NW4 DB 320 PG 515 0040175
Legal Range	03E
Legal Township	04N
Legal Section	10
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	1
Census Block	1049
Census Tract	20803

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CHURCHILL MORTGAGE CORPORATION
Aug 1, 2025	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Nov 30, 2023	Warranty Deed, Transfer
Nov 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Nov 30, 2023 · Amount on Record
Deed Book / Page	2025 / 16677
Prior Transfer Date	Jan 13, 2015
Prior Transfer Doc	0000001348
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109926
Date	Nov 1, 2022
Book Page	3022/109926

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Aug 1, 2025
Property Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009
Document Number	0000016677
Book / Page	2025 / 16677
Instrument Date	Jul 31, 2025
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1254 WADE PATRICK RD, BRANDON, MS 39042-8447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009

Mortgage

Document Number	0302562271
Date	Aug 1, 2025
Instrument	3025/62271

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 8, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Nov 30, 2023
Property Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009
Document Number	0000026554
Book / Page	2023 / 26554
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 HICKORY GROVE CHURCH RD, SUMRALL, MS 39482-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Nov 1, 2022
Property Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009
Document Number	0000027298
Book / Page	2022 / 27298
Instrument Date	Nov 1, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 OLD LAKE RD, BRANDON, MS 39042-9009

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00 (+7.84%) Homeowner's exemption	$21,426 (-0.06%)
2024	$1,939.00 (+118.85%) Homeowner's exemption	$21,439 (+18.42%)	$212,840 (+18.53%) Land $17,340 Building $195,500
2023		$18,104
2021			$179,570 Land $23,430 Building $156,140
2019	$886.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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