1597 Mona Loop, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 1597 Mona Loop, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,920 sqft · built 1981
Lot Size0.23 acres (10,002 sqft)
OwnerIndividual Name on Record
Last Sale$187,500 (Mar 1997)
Tax Bill$1,140 (2025)
Deeds & MortgagesDec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN3-2-4-067-117

Property Details

APN / Parcel Number

Primary APN3-2-4-067-117
Alternative APNs
  • 3-2-4-067-117-0000
  • 240671170000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialConcrete
Lot Area10,002 sqft (0.23 acres)
Garage Area360 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1597 MONA LOOP
CityHILO
StateHI
Zip96720-3249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1B
Legal SubdivisionKUULEI
Legal Lot Number45
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group2
Census Block2007
Census Tract20702

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1597 MONA LOOP, HILO, HI 96720-3249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 1997 · Amount on Record
Deed SaleMar 21, 1997 · Amount on Record
Deed Document Number199737130
Record UpdatedSep 20, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address1597 MONA LOOP, HILO, HI 96720-3249
Document Number0A62140298
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedJan 16, 2017
Title CompanyTITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1597 MONA LOOP HILO HI 967203249, HILO, HI 96720-3249

Mortgage

Document Number0A62140298
DateJan 5, 2017
InstrumentA62140298
Lender
NameBANK OF HI
TypeBank
AddressHONOLULU, HI 96846
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 4, 2032

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$407,800 (+3.01%) Land $77,800 Building $330,000$647,100 (+3.44%) Land $233,300 Building $413,800
2025$1,140.00 (-1.64%)$395,900 (+2.99%) Land $77,800 Building $318,100$625,600 (+3.13%) Land $211,800 Building $413,800
2024$384,400 (+3%) Land $77,800 Building $306,600$606,600 (+8.36%) Land $212,200 Building $394,400
2023$1,159.00 Homeowner's exemption$373,200 Land $77,800 Building $295,400$559,800 Land $193,000 Building $366,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims6 (1989–2000)
Claims Outside the SFHA5 of 6
Most Recent ClaimNov 2000 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Nov 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mona Loop

Nearby Streets

Search Property Records by Address or Parcel Number