1597 Madrid Dr, Vista, CA 92081 Property Records

San Diego County property record for 1597 Madrid Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 1988
Lot Size	0.284 acres (12,357 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,807 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`183-401-53-00`

Property Details

APN / Parcel Number

Primary APN	`183-401-53-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,297 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	12,357 sqft (0.284 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1597 MADRID DR
City	VISTA
State	CA
Zip	92081-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 53 TR 011772
Legal Subdivision	86-01 PH A
Legal Tract	011772
Legal Block	1
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1021
Census Tract	19904

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1597 MADRID DR, VISTA, CA 92081-5005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 24, 2019	Intrafamily Transfer, Transfer · VA Mortgage FBC MORTGAGE LLC
Dec 5, 2017	Grant Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY
Jun 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019
Deed Sale	Jul 24, 2019
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	2019301700
Prior Transfer Date	Jul 23, 2019
Prior Transfer Doc	0000301700
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1597 MADRID DR, VISTA, CA 92081-5005
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 MADRID DR, VISTA, CA 92081-5005

Mortgage

Document Number	0000293670
Date	Apr 15, 2021
Instrument	2021-0293670

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2019
Property Address	1597 MADRID DR, VISTA, CA 92081-5005
Document Number	0000301700
Map Reference	MAP 11772
Instrument Date	Jul 23, 2019
Instrument	2019-0301700
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1597 MADRID DR, VISTA, CA 92081-5005

Mortgage

Document Number	0000301701
Date	Jul 24, 2019
Instrument	2019-0301701

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2017
Property Address	1597 MADRID DR, VISTA, CA 92081-5005
Document Number	0000566297
Instrument Date	Nov 21, 2017
Instrument	566297
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3843 PARK BLVD #1 SAN DIEGO CA 921033627, 1, SAN DIEGO, CA 92103-3627

Mortgage

Document Number	566298
Date	Dec 5, 2017
Instrument	566298

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2017
Property Address	1597 MADRID DR, VISTA, CA 92081-5005
Document Number	0000273365
Instrument Date	Jun 14, 2017
Instrument	273365
Transaction Type	Transfer
Record Updated	Jun 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	456 VALERIE DR VISTA CA 920844425, VISTA, CA 92084-4425

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$735,833 (+2%) Land $310,404 Building $425,429
2025	$8,807.00 (+7.96%) Homeowner's exemption	$721,406 (+4.04%) Land $304,318 Building $417,088
2023	$8,158.00 (+0.25%) Homeowner's exemption	$693,394 Land $292,501 Building $400,893
2022	$8,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, San Diego Broadband, Verizon.

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