1597 Founders Hill N, Williamsburg, VA 23185 Property Records

James City County property record for 1597 Founders Hill N, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,618 sqft · built 2004
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Dec 2021)
Tax Bill	$8,973 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-1 03-0-0007`

Property Details

APN / Parcel Number

Primary APN	`43-1 03-0-0007`
Alternative APN	`21252`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,618 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	21,039 sqft (0.483 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21252
Street Address	1597 FOUNDERS HL N
City	WILLIAMSBURG
State	VA
Zip	23185-7612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-7 FOUNDER'S HILL THE GOVERNOR'S LAND
Legal Subdivision	GOVERNORS LAND
Legal Lot Number	7
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3007
Census Tract	80304

Owner

Source: James City County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1597 FOUNDERS HL N, WILLIAMSBURG, VA 23185-7612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF AMERICA NA
Dec 13, 2021	Warranty Deed, Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Aug 5, 2003 · Amount on Record
Deed Document Number	202124163
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Apr 16, 2026
Property Address	1597 FOUNDERS HL N, WILLIAMSBURG, VA 23185-7612
Document Number	0000004534
Instrument Date	Apr 9, 2026
Instrument	20264534
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 FOUNDERS HL N, WILLIAMSBURG, VA 23185-7612

Mortgage

Document Number	0000004534,
Date	Apr 16, 2026
Instrument	20264534

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	1597 FOUNDERS HL N, WILLIAMSBURG, VA 23185-7612
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202403491
Date	Mar 19, 2024
Instrument	202403491

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2054

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 13, 2021
Property Address	1597 FOUNDERS HL N, WILLIAMSBURG, VA 23185-7612
Document Number	0210024163
Instrument Date	Nov 15, 2021
Instrument	210024163
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 FOUNDERS HL N, WILLIAMSBURG, VA 23185-7612

Mortgage

Document Number	0210024164
Date	Dec 13, 2021
Instrument	210024164

Lender

Name	BANK OF AMERICA NA

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2029
Change Frequency	6 Months

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,973.00 (+6.42%)	$1,081,100 (+18.18%) Land $209,100 Building $872,000	$1,081,100 (+18.18%) Land $209,100 Building $872,000
2024	$8,432.00 (+11.06%)
2023	$7,592.00	$914,800 Land $235,000 Building $679,800	$914,800 Land $235,000 Building $679,800
2022	$7,592.00 (+17.91%)
2019	$6,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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