1597 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 1597 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,060 sqft · built 2006
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Oct 2018)
Tax Bill	$2,915 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-6028-1-008`

Property Details

APN / Parcel Number

Primary APN	`34-6028-1-008`
Alternative APNs	`48-14-28-200-091.000-013` `00001218907`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	3,060 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,674 sqft (0.268 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001218907
Street Address	1597 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLD SPRINGS AT HUNTZINGER FARM 0.0000ACRES STR: SECTION: 1 PLAT: IN: OUT:
Legal Subdivision	COLD SPGS HUNTZINGER FARM SEC
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1021
Census Tract	11502

Owner

Source: Madison County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1597 COLD SPRINGS DR, PENDLETON, IN 46064-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Oct 22, 2014
Deed Document Number	201814556
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1597 COLD SPRINGS DR, PENDLETON, IN 46064-5506
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R20088
Date	Oct 19, 2021
Instrument	2021R20088

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Oct 29, 2018
Property Address	1597 COLD SPRINGS DR, PENDLETON, IN 46064-5506
Document Number	2018R14556
Map Reference	IN 2005024535
Instrument Date	Oct 20, 2018
Instrument	2018R14556
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 COLD SPRINGS DR, PENDLETON, IN 46064-5506

Mortgage

Document Number	2018R14557
Date	Oct 29, 2018
Instrument	2018R14557

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00 (+3.52%) Homeowner's exemption	$307,100 (+18.3%) Land $37,200 Building $269,900	$307,100 (+18.3%) Land $37,200 Building $269,900
2024	$2,816.00 (+8.43%)
2023		$259,600 (-0.15%) Land $35,400 Building $224,200	$259,600 (-0.15%) Land $35,400 Building $224,200
2022	$2,597.00 Homeowner's exemption	$260,000 Land $33,700 Building $226,300	$260,000 Land $33,700 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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