Placer County property record for 1597 Arncliffe Way, Roseville, CA 95747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,341 sqft · built 1998 |
| Lot Size | 0.137 acres (5,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $502,000 (Mar 2024) |
| Tax Bill | $5,536 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480-080-020-000 |
| Primary APN | 480-080-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,341 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 5,970 sqft (0.137 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 480-080-020 |
|---|---|
| Street Address | 1597 ARNCLIFFE WAY |
| City | ROSEVILLE |
| State | CA |
| Zip | 95747-6450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 412 SILVERADO OAKS UNIT 7 PH F MOR T-82 |
| Legal Subdivision | SILVERADO OAKS NO. 7 PH F |
| Legal Lot Number | 412 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROSEVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21048 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Mar 8, 2024 | Grant Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Sep 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 21, 2020 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Aug 21, 2020 · Amount on Record |
| Deed Document Number | 202412337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Document Number | 0000015575 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-0015575 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 8, 2024 |
| Property Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Document Number | 0000012337 |
| Map Reference | MB T PG 82 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024-0012337 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Document Number | 0000012338 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024-0012338 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 1597 ARNBCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Document Number | 0000117251 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021-0117251 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Aug 21, 2020 |
| Property Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Document Number | 0000089593 |
| Map Reference | MB T PG 82 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020-0089593 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1597 ARNCLIFFE WAY, ROSEVILLE, CA 95747-6450 |
| Document Number | 0000089594 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-0089594 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Roseville City |
| Elementary School District | Dry Creek Joint Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $522,280 (+2%) Land $156,060 Building $366,220 | |
| 2025 | $5,536.00 (+13.79%) | $512,040 (+17.18%) Land $153,000 Building $359,040 |
| 2024 | $4,865.00 (+1.04%) | |
| 2023 | $4,815.00 (-0.21%) | $436,968 Land $130,050 Building $306,918 |
| 2022 | $4,825.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 1 (45% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Succeed.Net, unWired Broadband, Zeta Broadband.
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