15966 State 27, Osakis, MN 56360 Property Records

Todd County property record for 15966 State 27, Osakis, MN 56360

Property Summary

Property Type	Single Family Home
Details	1,344 sqft
Lot Size	11 acres (481,774 sqft)
Owner	Individual Name on Record
Tax Bill	$2,860 (2026)
Deeds & Mortgages	Oct 2025 Mortgage
APN	`10-0012901`

Property Details

APN / Parcel Number

Primary APN	`10-0012901`

Interior

Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	481,774 sqft (11 acres)
Deck Area	48 sqft

Location & Zoning

Street Address	15966 STATE 27
City	OSAKIS
State	MN
Zip	56360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 SE4 LYING W'LY, N'LY & W'LY OF THE FOLLOWING DESC LINE: COMM AT SE CORNER OF SEC 14; W 816.63 FT TO PT OF BEG OF LINE;
Legal Range	035
Legal Township	128
Legal Section	14
Jurisdiction	TODD MN
Township / Civil Division	GORDON
Census Block Group	2
Census Block	2017
Census Tract	790700

Owner

Source: Todd County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 153, OSAKIS, MN 56360-0153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	15966 STATE 27, OSAKIS, MN 56360
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000548214
Date	Oct 7, 2025
Instrument	548214

Lender

Name	MAGNIFI FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	18%

Tax Assessment & Valuation

Source: Todd County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Todd County
County Subdivision	Gordon Township
Unified School District	Osakis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,860.00 (+1,261.9%) Homeowner's exemption	$319,100 (+5.04%) Land $70,300 Building $248,800	$319,100 (+5.04%) Land $70,300 Building $248,800
2025		$303,800 (-1.87%) Land $70,300 Building $233,500	$303,800 (-1.87%) Land $70,300 Building $233,500
2023	$210.00 Homeowner's exemption	$309,600 Land $74,100 Building $235,500	$309,600 Land $74,100 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130