15965 Sago Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 15965 Sago Rd, Apple Valley, CA 92307

Property Summary

Property Type	Quadplex
Details	2 bd · 1 ba · 3,612 sqft · built 1988
Lot Size	0.493 acres (21,455 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jan 2021)
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0441-102-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0441-102-14-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	4 Units
Stories	1 Story
Building Area	3,612 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Quadruplex
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Lot Area	21,455 sqft (0.493 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15965 SAGO RD
City	APPLE VALLEY
State	CA
Zip	92307-2800
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	TRACT 4287 LOT 315 TR NO 4287 LOT 315 EX UND 1/2 INT MIN RTS WOSE EX ST PER 9-12-88 #304456
Legal Subdivision	TRACT NO 4287
Legal Tract	4287
Legal Block	1
Legal Lot Number	315
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1005
Census Tract	9727

Owner

15965 Sago Rd, a quadplex, is owned by two individuals who bought it in January 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1928 E MERCED AVE, WEST COVINA, CA 91791-3647
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 7, 2018	Grant Deed, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Dec 7, 2018 · Amount on File
Deed Document Number	202136378
Prior Transfer Date	Dec 29, 2009
Prior Transfer Doc	0000013209
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 25, 2021
Property Address	15965 SAGO RD, APPLE VALLEY, CA 92307-2800
Document Number	0000036378
Map Reference	MB 64 PG 68-72
Instrument Date	Dec 20, 2020
Instrument	2021-0036378
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15965 SAGO RD, APPLE VALLEY, CA 92307-2800

Mortgage

Document Number	0000036379
Date	Jan 25, 2021
Instrument	2021-0036379

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 7, 2018
Property Address	15965 SAGO RD, APPLE VALLEY, CA 92307-2800
Document Number	0000455097
Map Reference	MB 64 PG 68-72
Instrument Date	Sep 26, 2018
Instrument	2018-0455097
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15965 SAGO RD, APPLE VALLEY, CA 92307-2800

Mortgage

Document Number	0000455098
Date	Dec 7, 2018
Instrument	2018-0455098

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15965 Sago Rd was $6,735.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,080 (+2%) Land $55,203 Building $507,877
2025	$6,735.00	$552,040 Land $54,121 Building $497,919
2023	$6,485.00 (+1.55%)	$530,604 Land $52,020 Building $478,584
2022	$6,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15965 Sago Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15965 Sago Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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