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15964 Sandy Cliffs Dr, Clermont, FL 34714 Property Records

Lake County property record for 15964 Sandy Cliffs Dr, Clermont, FL 34714

Property Summary

Property TypeSingle Family Home
Details8 bd · 6 ba · 4,026 sqft · built 2024
Lot Size0.144 acres (6,250 sqft)
OwnerCompany Name on File
Last Sale$895,400 (Jan 2025)
Tax Bill$13,356 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-24-26-0100-000-23100

Property Details

APN / Parcel Number

Primary APN26-24-26-0100-000-23100
Alternative APN
  • 3945815

Interior

Bedrooms8 Beds
Full Baths6 Baths
Stories2 Stories
Building Area4,026 sqft Living Area
Gross Area4,466 sqft
1st Floor Area1,941 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area419 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number3945815
Street Address15964 SANDY CLIFFS DR
CityCLERMONT
StateFL
Zip34714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR CAY PHASE 1 PB 80 PG 78-96 LOT 231 ORB 6459 PG 1681
Legal SubdivisionWINDSOR CAY PHASE 1
Legal TractA,AA,B,C,F
Legal Lot Number231
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2000
Census Tract31318

Owner

15964 Sandy Cliffs Dr is owned by a company that bought it in January 2025.

Source: Lake County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address15964 SANDY CLIFFS DR, CLERMONT, FL 34714
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2025 · Amount on File
Deed SaleJan 10, 2025 · Amount on File
Deed Document Number20254064
Deed Book / Page6459 / 1681
Record UpdatedSep 20, 2026

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJan 10, 2025
Property Address15964 SANDY CLIFFS DR, CLERMONT, FL 34714
Document Number0064591681
Book / Page6459 / 1681
Map ReferenceMB 80 PG 78-96
Instrument DateDec 11, 2024
Instrument2025004064
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,267.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address15964 SANDY CLIFFS DR, CLERMONT, FL 34714

Mortgage

Document Number0064591683
DateJan 10, 2025
Instrument6459/1683
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2055
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateJan 1, 2032
Change Frequency6 Months
Min Rate At Change7.5%
Max Rate At Change12.5%
IndexSOFR Average 30-Day
Margin4
Max Rate12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 15964 Sandy Cliffs Dr was $13,356.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$762,278 Land $150,000 Building $612,278$762,278 Land $150,000 Building $612,278
2025$13,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15964 Sandy Cliffs Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15964 Sandy Cliffs Dr is high, ranking above 77% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHLAKE UTILITIES
private · serves 9,950 people · EPA ID FL3354916
Water SourceGroundwater
Last State InspectionFeb 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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