FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
20776 NAPA AVE, MIDDLETOWN, CA 95461-9706
Mortgage
Document Number
0000009823
Date
Sep 23, 2025
Instrument
2025009823
Lender
Name
PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type
Mortgage Company
Address
CORONA, CA 92879
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2055
April 2026: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LAKE CA
Recording Date
Apr 22, 2026
Property Address
15960 20TH AVE, CLEARLAKE, CA 95422-9073
Document Number
0000003873
Instrument Date
Aug 22, 2025
Instrument
20263873
Transaction Type
Mortgage
Record Updated
Jul 12, 2026
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants, 205
Address
20776 NAPA AVE, MIDDLETOWN, CA 95461-9706
Mortgage
Document Number
0000003873,
Date
Apr 22, 2026
Instrument
20263873
Lender
Name
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2055
Interest
Rate
6.74%
Max Rate
-1%
August 2025: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
LAKE CA
Recording Date
Aug 27, 2025
Property Address
15960 20TH AVE, CLEARLAKE, CA 95422-9073
Document Number
0000008804
Map Reference
MB 3 PG 66-75
Instrument Date
Jul 30, 2025
Instrument
2025008804
Transaction Type
Transfer
Record Updated
Oct 2, 2025
Title Company
ATLANTIC SETTLEMENT GRP PORT
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
15960 20TH AVE, CLEARLAKE, CA 95422-9073
Mortgage
Document Number
0000008805
Date
Aug 27, 2025
Instrument
2025008805
Lender
Name
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2055
Mortgage
Document Number
0000008806
Date
Aug 27, 2025
Instrument
2025008806
Lender
Name
GOLDEN STATE FINANCE AUTHORITY
Type
Government Agency
Address
SACRAMENTO, CA 95814
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
181 Months
Due
Sep 1, 2040
October 2022: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
LAKE CA
Recording Date
Oct 31, 2022
Property Address
15960 20TH AVE, CLEARLAKE, CA 95422-9073
Document Number
0000014552
Map Reference
MB 3 PG 66-75
Instrument Date
Oct 25, 2022
Instrument
2022014552
Transaction Type
Foreclosure
Record Updated
Jan 2, 2023
Title Company
ACCOMODATION, ACCOMMODATION
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Notice of Trustee Sale
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4153 BROADWAY, KANSAS CITY, MO 64111-2619
Tax Assessment & Valuation
The 2026 property tax bill for 15960 20th Ave was $2,848, up 182.5% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Lake County
Municipality
Clearlake City
Unified School District
Konocti Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$2,848.00 (+182.54%)
$240,000 (+245.32%)Land $25,000Building $215,000
2025
$1,008.00
$69,500Land $25,000Building $44,500
2023
$2,366.00 (-16.66%)
$188,476Land $72,237Building $116,239
2022
$2,839.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 15960 20th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
4 (1993–1998)
Claims Outside the SFHA
1 of 4
Most Recent Claim
Feb 1998 · Severe Winter Storms And Flooding
Claims by Event
Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15960 20th Ave is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 67% of the US · above 42% of California
Wildfire Likelihood
0.3% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source
Surface water
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025