1596 Louva Ct, Belding, MI 48809 Property Records

Ionia County property record for 1596 Louva Ct, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,266 sqft · built 1987
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on File
Last Sale	$74,900 (Nov 1992)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40106000007000`

Property Details

APN / Parcel Number

Primary APN	`40106000007000`
Alternative APN	`34-401-060-000-070-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,266 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1596 LOUVA CT
City	BELDING
State	MI
Zip	48809-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY OF BELDING BEL-AIR ESTS LOT 14
Legal Subdivision	CITY OF BELDING BEL-AIR ESTS
Legal Lot Number	14
Jurisdiction	IONIA MI
Township / Civil Division	BELDING
Census Block Group	2
Census Block	2005
Census Tract	30300

Owner

Source: Ionia County records · APN 40106000007000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1596 LOUVA CT, BELDING, MI 48809-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 1992 · Amount on Record
Deed Sale	Nov 13, 1992 · Amount on Record
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	1596 LOUVA CT, BELDING, MI 48809-9425
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000652/0000005861
Date	Nov 13, 2018
Book Page	0000000652/0000005861

Lender

Name	LAKE MICHIGAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	290 Months
Due	Jan 01, 2043

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Belding City
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000 (+9.66%) Land $23,900 Building $119,100	$286,000 (+9.66%) Land $47,800 Building $238,200
2025	$2,897.00 Homeowner's exemption	$130,400 (+29.62%) Land $19,400 Building $111,000	$260,800 (+29.62%) Land $38,800 Building $222,000
2023		$100,600 Land $16,700 Building $83,900	$201,200 Land $33,400 Building $167,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), as of January 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260670303002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area	200 / 50

Based on FCC filings for 37 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000560, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BELDING serves 5,769 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.