1596 Jacobs Loop, Waynesburg, KY 40489 Property Records

Lincoln County property record for 1596 Jacobs Loop, Waynesburg, KY 40489

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Apr 2020)
Deeds & Mortgages	Apr 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`57-018B`

Property Details

APN / Parcel Number

Primary APN	`57-018B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	1596 JACOBS LOOP
City	WAYNESBURG
State	KY
Zip	40489-8750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	H [CMH] & 1 AC & STB
Legal Tract	1
Jurisdiction	LINCOLN KY
Township / Civil Division	WAYNESBURG
Census Block Group	2
Census Block	2001
Census Tract	920302

Owner

1596 Jacobs Loop is owned and occupied by an individual who bought it in April 2020.

Source: Lincoln County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1596 JACOBS LOOP, WAYNESBURG, KY 40489-8750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Deed Document Number	461694
Deed Book / Page	DEED 452 / 733
Record Updated	Jun 8, 2026

April 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Apr 29, 2020
Property Address	1596 JACOBS LOOP, WAYNESBURG, KY 40489-8750
Document Number	DEED452/733
Book / Page	DEED 452 / 733
Map Reference	CAB E SL 62
Instrument Date	Apr 24, 2020
Instrument	461694
Transaction Type	Construction Loan
Record Updated	Nov 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 WILDERNESS TRAIL RD, 1045, STANFORD, KY 40484-9558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1596 JACOBS LOOP, WAYNESBURG, KY 40489-8750

Mortgage

Document Number	0000461695
Date	Apr 29, 2020
Instrument	461695

Lender

Name	CUMBERLAND SECURITY BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$46,000 Building $46,000	$46,000 Building $46,000
2023	$46,000 Land $46,000	$46,000 Land $46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1596 Jacobs Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1596 Jacobs Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUBANK WATER SYSTEM serves 12,492 people · EPA ID KY1000124
Water Source	Purchased surface water from SOMERSET WATER SERVICE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20