15954 E 1st Ave, Mason, IL 62443 Property Records

Effingham County property record for 15954 E 1st Ave, Mason, IL 62443

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,166 sqft · built 2004
Lot Size2.08 acres (90,605 sqft)
Owner2 Individual Names on File
Tax Bill$3,347 (2022)
Deeds & MortgagesJul 2019 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-09-034-023

Property Details

APN / Parcel Number

Primary APN13-09-034-023

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,166 sqft Base Area
1st Floor Area1,166 sqft
Basement Area1,166 sqft
Unfinished Basement1,166 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area90,605 sqft (2.08 acres)
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area912 sqft

Location & Zoning

Street Address15954 E 1ST AVE
CityMASON
StateIL
Zip62443-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 285FT OF E 30FT OF W 1050FT & PT S 325FT OF E 270FT SE SE 2058/71 1870/275 1718/210
JurisdictionEFFINGHAM IL
Township / Civil DivisionUNION
Census Block Group3
Census Block3116
Census Tract950500

Owner

15954 E 1st Ave is owned and occupied by two individuals.

Source: Effingham County records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address15954 E 1ST AVE, MASON, IL 62443-3110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 4, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address15954 E 1ST AVE, MASON, IL 62443-3110
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3476/271
DateJul 1, 2019
Book Page3476/271
Instrument201901902431
Lender
NameFREEDOM MORTGAGE CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address15954 E 1ST AVE, MASON, IL 62443-3110
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3553/64
DateApr 21, 2020
Book Page3553/64
Instrument202020001753
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueAug 1, 2049

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address15954 E 1ST AVE, MASON, IL 62443-3110
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3663/103
DateMar 4, 2021
Book Page3663/103
Instrument202121001052
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term343 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionUnion Township
Unified School DistrictNorth Clay Community Unit School District 25 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$97,680 Land $4,720 Building $92,960$293,040 Land $14,160 Building $278,880
2022$3,347.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$73,060 Land $3,530 Building $69,530$219,180 Land $10,590 Building $208,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15954 E 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15954 E 1st Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E 1st Ave

Nearby Streets

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