15952 Derby Ln, Lathrop, CA 95330 Property Records

San Joaquin County property record for 15952 Derby Ln, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,457 sqft · built 1963
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Jan 2021)
Tax Bill$6,560 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (reduced by levee)
APN196-330-070-000

Property Details

APN / Parcel Number

Primary APN196-330-070-000
Alternative APN
  • 196-330-07

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,457 sqft Living Area
1st Floor Area2,457 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number196-330-07
Street Address15952 DERBY LN
CityLATHROP
StateCA
Zip95330-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-22-1992 FROM ORIGINAL APN 195-130-07
Legal SubdivisionLATHROP VILLAGE HOMES 01
Legal Block2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2027
Census Tract5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15952 DERBY LN, LATHROP, CA 95330-9773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Grant Deed, Transfer · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC
Jan 28, 2020Grant Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP
Nov 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 24, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleJan 28, 2020 · Amount on Record
Deed Document Number202112025
Prior Transfer DateJan 12, 2018
Prior Transfer Doc0000007800
Record UpdatedOct 29, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 21, 2021
Property Address15952 DERBY LN, LATHROP, CA 95330-9773
Document Number0000012025
Map ReferenceVOL 17 PG 10
Instrument DateJan 20, 2021
Instrument2021-012025
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15952 DERBY LN, LATHROP, CA 95330-9773

Mortgage

Document Number0000012026
DateJan 21, 2021
Instrument2021-012026
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 28, 2020
Property Address15952 DERBY LN, LATHROP, CA 95330-9773
Document Number0000011533
Map ReferenceVOL 17 PG 10
Instrument DateJan 22, 2020
Instrument2020-011533
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 STANDIFORD AVE STE A, A, MODESTO, CA 95350-1159
InvestorPossibly a Property Investor

Mortgage

Document Number0000011534
DateJan 28, 2020
Instrument2020-011534
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 25, 2019
Property Address15952 DERBY LN, LATHROP, CA 95330-9773
Document Number0000136902
Instrument DateOct 16, 2019
Instrument136902
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15952 DERBY LN LATHROP CA 953309773, LATHROP, CA 95330-9773

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 25, 2019
Property Address15952 DERBY LN, LATHROP, CA 95330-9773
Document Number0000136903
Instrument DateOct 16, 2019
Instrument136903
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address15952 DERBY LN LATHROP CA 953309773, LATHROP, CA 95330-9773

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 24, 2018
Property Address15952 DERBY LN, LATHROP, CA 95330-9773
Document Number0000007800
Instrument DateJan 12, 2018
Instrument7800
Transaction TypeTransfer
Record UpdatedFeb 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15952 DERBY LN LATHROP CA 953309773, LATHROP, CA 95330-9773

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,560.00 (+0.94%)
2025$6,499.00 (+3.32%)$541,216 (+4.04%) Land $135,304 Building $405,912
2023$6,290.00 (+1.44%)$520,200 Land $130,050 Building $390,150$584,550
2022$6,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

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