15950 N Jade St, Effingham, IL 62401 Property Records

Effingham County property record for 15950 N Jade St, Effingham, IL 62401

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,500 (May 2008)
Tax Bill	$489 (2024)
Deeds & Mortgages	Feb 2024 Transfer Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-231-021`

Property Details

APN / Parcel Number

Primary APN	`11-26-231-021`

Exterior

Lot Area	34,412 sqft (0.79 acres)

Location & Zoning

Street Address	15950 N JADE ST
City	EFFINGHAM
State	IL
Zip	62401
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 12 GEMSTONE SUBD ADD 1 & LYING DIRECTLY E 40FT THEN S 30FT STARTING AT NE CORNER LOT 12 EXCEPT PT W 128.69FT LOT 12 3052/
Legal Subdivision	GEMSTONE SUBDIVISION
Legal Lot Number	12
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1098
Census Tract	950200

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15892 N JADE ST, EFFINGHAM, IL 62401-4370
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2008 · Amount on Record
Deed Sale	May 30, 2008 · Amount on Record
Deed Document Number	2008802770
Deed Book / Page	2413 / 175
Last Transfer Date	Feb 27, 2024
Transfer Doc	0000000629
Record Updated	Sep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 28, 2024
Property Address	15950 N JADE ST, EFFINGHAM, IL 62401
Document Number	202424000629
Map Reference	MB 1563 PG 159
Instrument Date	Feb 27, 2024
Instrument	202424000629
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15892 N JADE ST, EFFINGHAM, IL 62401-4370

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15950 N JADE ST, EFFINGHAM, IL 62401
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3360/179
Date	Jan 17, 2018
Book Page	3360/179
Instrument	201801800193

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15950 N JADE ST, EFFINGHAM, IL 62401
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3595/32
Date	Aug 3, 2020
Book Page	3595/32
Instrument	202020004150

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 18, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15950 N JADE ST, EFFINGHAM, IL 62401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3360/193
Date	Jan 17, 2018
Book Page	3360/193
Instrument	201801800194

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15950 N JADE ST, EFFINGHAM, IL 62401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3591/172
Date	Jul 21, 2020
Book Page	3591/172
Instrument	202020003938

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$489.00 (+30.05%)	$9,140 (+15.11%) Land $9,140	$27,420 (+15.11%) Land $27,420
2022	$376.00	$7,940 Land $7,940	$23,820 Land $23,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Wisper ISP.

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