1595 Surrey Dr, Wheaton, IL 60189 Property Records

DuPage County property record for 1595 Surrey Dr, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,830 sqft · built 1969
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,000 (Oct 2020)
Tax Bill	$10,313 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-302-028`

Property Details

APN / Parcel Number

Primary APN	`05-20-302-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,830 sqft Living Area
Basement Area	1,215 sqft
Finished Basement	1,215 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	19.2 ft deep x 8.2 ft wide
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	220 sqft
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1595 SURREY DR
City	WHEATON
State	IL
Zip	60189-7248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	SPRINGBROOK UNIT NO 1
Legal Subdivision	SPRINGBROOK
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3010
Census Tract	842604

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1595 SURREY DR, WHEATON, IL 60189-7248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · ARM WINTRUST MORTGAGE
Oct 14, 2020	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Jun 5, 1998 · Amount on Record
Deed Document Number	2020117898
Prior Transfer Date	Jun 27, 2018
Prior Transfer Doc	0000067771
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1595 SURREY DR, WHEATON, IL 60189-7248
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039962
Date	Apr 26, 2017
Instrument	R2017-039962

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 14, 2020
Property Address	1595 SURREY DR, WHEATON, IL 60189-7248
Document Number	0000117898
Map Reference	DOC 66-30303
Instrument Date	Jul 28, 2020
Instrument	R2020-117898
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1595 SURREY DR, WHEATON, IL 60189-7248

Mortgage

Document Number	0000117899
Date	Oct 14, 2020
Instrument	R2020-117899

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Interest

Rate	3.37%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 23, 2018
Property Address	1595 SURREY DR, WHEATON, IL 60189-7248
Document Number	0000067771
Instrument Date	Jun 27, 2018
Instrument	67771
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2017 N MAIN ST #303B WHEATON IL 601873152, 303B, WHEATON, IL 60187-3152

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 9, 2018
Property Address	1595 SURREY DR, WHEATON, IL 60189-7248
Document Number	0000002817
Instrument Date	Jan 9, 2018
Instrument	2817
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1595 SURREY DR WHEATON IL 601897248, WHEATON, IL 60189-7248

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 10, 2017
Property Address	1595 SURREY DR, WHEATON, IL 60189-7248
Document Number	0000015225
Instrument Date	Jan 10, 2017
Instrument	15225
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 SURREY DR WHEATON IL 601897248, WHEATON, IL 60189-7248

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,313.00 (+12.72%)	$178,266 (+29.07%) Land $39,674 Building $138,592	$534,798 (+29.07%) Land $119,022 Building $415,776
2022	$9,149.00 Homeowner's exemption	$138,120 Land $31,820 Building $106,300	$414,360 Land $95,460 Building $318,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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