1595 Maple Ln, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1595 Maple Ln, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,300 sqft · built 1972
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$279,500 (Apr 2022)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-0032-0008-09-2`

Property Details

APN / Parcel Number

Primary APN	`10-0032-0008-09-2`
Alternative APN	`11-10-0032-0008-09-2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1595 MAPLE LN
City	BENTON HARBOR
State	MI
Zip	49022-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG R AG RE
Legal Description	COM 733' W OF E1/4 PST FRL SEC 32 T3S R18W TH W 150' TH N 250' TH E 150 FT TH S 250' TO POB
Legal Range	18W
Legal Township	03S
Legal Section	32
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	1
Census Block	1010
Census Tract	10100

Owner

1595 Maple Ln is owned and occupied by two individuals who acquired it in March 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Aug 3, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2020	Warranty Deed, Transfer · VA Mortgage HORIZON BANK
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Aug 3, 2021
Deed Document Number	2022350063
Deed Book / Page	3370 / 1961
Last Transfer Date	Mar 5, 2026
Transfer Doc	03473/2403
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 26, 2026
Property Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503
Document Number	03473/2403
Book / Page	3473 / 2403
Instrument Date	Mar 5, 2026
Instrument	2026456958
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003284/466
Date	Jul 28, 2020
Book Page	3284/466

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 11, 2022
Property Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503
Document Number	03370/1961
Book / Page	3370 / 1961
Instrument Date	Apr 1, 2022
Instrument	2022350063
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,096.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503

Mortgage

Document Number	0033701962
Date	Apr 11, 2022
Instrument	3370/1962

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 3, 2021
Property Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503
Document Number	03338/2151
Book / Page	3338 / 2151
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	OMNIA TITLE CORPORATION, OMNIA TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503

Mortgage

Document Number	0033382152
Date	Aug 3, 2021
Instrument	3338/2152

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 29, 2020
Property Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503
Document Number	03297/2556
Book / Page	3297 / 2556
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503

Mortgage

Document Number	0032972558
Date	Oct 29, 2020
Instrument	3297/2558

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 5, 2017
Property Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503
Document Number	03173/3289
Book / Page	3173 / 3289
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1595 MAPLE LN, BENTON HARBOR, MI 49022-9503

Mortgage

Document Number	0031733293
Date	Jun 5, 2017
Instrument	3173/3293

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1595 Maple Ln was $2,770 with a homeowner's exemption, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,600 (+2.93%)	$337,200 (+2.93%)
2025	$2,770.00 (+2.86%) Homeowner's exemption	$163,800	$327,600
2024	$2,693.00
2023		$119,700	$239,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1595 Maple Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1985–1998)
Claims Outside the SFHA	6 of 13
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1595 Maple Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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