Osceola County property record for 1595 Cloudy Ct, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 3,049 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $369,990 (2026) |
| Tax Bill | $803.00 (2024) |
| Primary APN | 11-26-30-0653-0001-3180 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,049 sqft (0.07 acres) |
|---|
| Street Address | 1595 CLOUDY CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5369 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | SKY LAKES PH 2 & 3 PB 32 PGS 98-104 LOT 318 |
| Legal Subdivision | SKY LAKES PHASE 2 AND 3 |
| Legal Lot Number | 318 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 11-26-30-0653-0001-3180
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1595 CLOUDY CT, SAINT CLOUD, FL 34769-5369 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SGM MORTGAGE INC |
| Mar 12, 2026 | Special Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Mar 12, 2026 · Amount on Record |
| Deed Doc Number | 202643512 |
| Deed Book / Page | 6947 / 2468 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 01, 2026 |
| Property Address | 1595 CLOUDY CT, SAINT CLOUD, FL 34769-5369 |
| Document Number | 0000043512 |
| Book / Page | 6947 / 2468 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202643512 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $261,582.93 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1595 CLOUDY CT, SAINT CLOUD, FL 34769-5369 |
| Document Number | 0000043513, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202643513 |
| Name | SGM MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 12, 2026 |
| Property Address | 1595 CLOUDY CT, SAINT CLOUD, FL 34769-5369 |
| Document Number | 0069361561 |
| Book / Page | 6936 / 1561 |
| Map Reference | MB 32 PG 98-104 |
| Instrument Date | Mar 06, 2026 |
| Instrument | 2026032744 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $326.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 (+0.25%) | $45,000 (+136.84%) Land $45,000 | $45,000 (+136.84%) Land $45,000 |
| 2024 | $803.00 (+134.8%) | ||
| 2023 | $342.00 | $19,000 (-) Land $19,000 | $19,000 (-) Land $19,000 |
| 2022 | $342.00 | $19,000 Land $19,000 | $19,000 Land $19,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 529 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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