1595 Cheatham Ford Rd, Hiddenite, NC 28636 Property Records

Alexander County property record for 1595 Cheatham Ford Rd, Hiddenite, NC 28636

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 2019
Lot Size	2.59 acres (113,169 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Mar 2026)
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`138161`

Property Details

APN / Parcel Number

Primary APN	`138161`
Alternative APN	`9341486`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	113,169 sqft (2.59 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9341486
Street Address	1595 CHEATHAM FORD RD
City	HIDDENITE
State	NC
Zip	28636-8276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 3798 SUBMAP 18 BLOCK 3537 (PIN) SR 1456 0000 00 X 00 H-7 0008C
Legal Block	3537
Jurisdiction	ALEXANDER NC
Township / Civil Division	GWALTNEYS
Census Block Group	3
Census Block	3070
Census Tract	40100

Owner

1595 Cheatham Ford Rd is owned by an individual who bought it in March 2026.

Source: Alexander County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	151 GILEAD LN, STATESVILLE, NC 28625-2792
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 9, 2019	Trustee's Deed, Construction Loan · Construction Mortgage STATE EMPS CU
Feb 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Book / Page	688 / 2308
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	1595 CHEATHAM FORD RD, HIDDENITE, NC 28636-8276
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006461745
Date	Nov 24, 2021
Book Page	646/1745

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Mar 16, 2026
Property Address	1595 CHEATHAM FORD RD, HIDDENITE, NC 28636-8276
Document Number	0006882308
Book / Page	688 / 2308
Map Reference	MB 17 PG 41
Instrument Date	Feb 24, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 GILEAD LN, STATESVILLE, NC 28625-2792

Mortgage

Document Number	0006882310
Date	Mar 16, 2026
Instrument	688/2310

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Jun 15, 2020
Property Address	1595 CHEATHAM FORD RD, HIDDENITE, NC 28636-8276
Document Number	0006271527
Book / Page	000627 / 001527
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1595 CHEATHAM FORD RD HIDDENITE NC 28636, HIDDENITE, NC 28636

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ALEXANDER NC
Recording Date	Aug 9, 2019
Property Address	1595 CHEATHAM FORD RD, HIDDENITE, NC 28636-8276
Document Number	0006190782
Book / Page	000619 / 000782
Instrument Date	Aug 5, 2019
Transaction Type	Construction Loan
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1593 CHEATHAM FORD RD HIDDENITE NC 286368276, HIDDENITE, NC 28636-8276

Mortgage

Document Number	6190782
Date	Aug 9, 2019
Book Page	000619/000782

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Feb 21, 2019
Property Address	1595 CHEATHAM FORD RD, HIDDENITE, NC 28636-8276
Document Number	0006142250
Book / Page	000614 / 002250
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1593 CHEATHAM FORD RD HIDDENITE NC 286368276, HIDDENITE, NC 28636-8276

Tax Assessment & Valuation

The 2026 property tax bill for 1595 Cheatham Ford Rd was $1,420, down 6.8% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00 (-6.82%)	$208,859 (-) Land $30,226 Building $178,633
2025	$1,524.00	$208,859 Land $30,226 Building $178,633
2023	$1,796.00	$208,859 Land $30,226 Building $178,633	$208,859 Land $30,226 Building $178,633

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1595 Cheatham Ford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1595 Cheatham Ford Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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